WHEN ICOUUES FALL OUT. occupied in the prudent pursuit of making hay while the sun shone. As seen as it was discovered that Mrs. Redmond had failed to kill Nessa in the arena, he saw the folly * of relying on farther hopes in that direction. Destitntion, and the fear that Nessa would ï¬nd friends before long to protect her inter- ests, prompted him to return to the towers, with a view to getting what he could from the estate before the hour came when he; must bolt to escape arrest and punishment for his wrong-doing. He set about cutting timber wholesale. He would have sold every stick on the estate if he could have found a ready-money customer. But the big timber merchants were cautions. There was some- thing in the man’s manner which excited their suspicions; they wanted to know too much about his right to dispose of the tim- ber, and he could tell them too little to re- move their seruples. His eagerness to get money do . n choked most of them off. The little dealers, however, were less punctili- ous ; but their means would not allow them to buy the trees as they stood and pay ready money even at the large discount offered. And so though the trees fell day by day and the heavily laden wains were constantly on the road to Lullingford,very little money came in. He lived quite alone in the old house, in a hugger-mugger, slovenly, dirty, and miserable semi-savage way. He lived in the bedroom upstairsâ€"slept there, cooked there, ate there in a. stench of sour vessels, unwashed linen, foul tobacc W, and stale beer. Every day added to his moral degradation ; yet despite the indifference which accom- panies such self-abasement, he was not callâ€" ous to the discomforts of his surroundings. His fall had been sudden. Within a. recent period he had considered himself a smart man, and won a. certain sort of admiration from barmaids, servant girls, and persons of that kind ; now when he went into Lulling- ford in his mud-caked dogcart, driving an ungroomed, ragged pony, he was an object of derision. l James Redmond was at Grahame Towers, I l “ It‘ s a cursed life,†he said to himself, “but what’ 5 the odds? It s only fox 3. time When I do get the money for that timber I’ll make 1111 fox all this d1 udgery and privation.†------ “r _" "fl ' U U A. One afternoon, having Worried two pounds on account out of a week-minded wheelright in Lullingford, he treated himself to a gallon of whiskey, and with the stone jar and other purchases for the week in his cart jogged home to the Towers. \Vhen he reached the open space before the house, he found two visitors waiting for him-“both seated on the low parapet of the terrace by the gate. One was his wife ; the other a man he had not the pleasure of knowing. ' ,H. n u u 1 w‘" What have you come hEre for? †he ask- ed, flrawing up at _the gateway. “Because there’s nowhere' better to go to,†answered his wife. “I suppose I’ve as much right to be here as you have. Anyhow, I’m your wife, and I mean to stick to you while you’ve got anything to stick to. †‘1‘~I . ms “ Arid who’s that, I should like to know?†he asked, poimin his whip at Cummings, who, with less 6 routery than Mrs. Red- mond, was still sitting in the background, waiting for his introduction. ‘ 1“ “ Tlfai’gddlrï¬mings. He’s a pal, and he’s standing in with us. V Ye’ve been saving up to come and see you, and it took all We had to g6}; to Lullingford. \Ve’ve walked over “More fools you ! †said Redmond with a. sicklx gr_i_n_. .. . .v ‘ I “Wei-daft know you were there, beauty, with that lovely trap,†retotted the la.dy_.†.. u :- â€a," “ \Ve11,_yo11 ve come over here for nothing and you ’11 hm e to walk back with nothing.†“ W e know a trick worth two of thatâ€" don’t we, Cummings ‘3†Thus addressed, Cummings rose from the parapet, and coming forward said : “ \Ve’ve come here for business. Snacks and back answers won’t get us on to a pleas- ant understanding. If the governor will listen to reason, I’m agreeable to explain my Views on the subject, and come to terms with him; if he won’t I shall do the best I can on the other side. But we don’t want any bullying, you understand,†he added, with a signiï¬cant nod. ,,, .. 1 n. n I“ liacé the devil have you got; to do with my aï¬ails?†asked Redmond. --.. 1 4 , 1, â€,2â€, J“ “'hat the devil have I got to do with it ‘2" exclaimed Cummings, loosing his temper at onceâ€"he and his partner were both irritable and touchy with their long dry walkâ€"«“‘Vell I think I’ve liad a. pretty good lot to do with it, one way and another. I’ve lost the best situation a. man could wish f(l‘ ;I’ve risked my neck twice, spent all my savings, parted with my last shilling to bring your missis down here~without which she’d never have come : I’ve done ï¬ve miles of a damned dusty road, set jogging my heels here wait- ing for you over an hour, and got a back answer the momentI spoke a. civil word ; if that ain’t enough to do in your interests I should like to know what you would have.†“ Who asked you to do anything ‘3†“ That’s neither here nor there,†chimed in Mrs. Redmond. “ \Ve’ve each of us had a turn at the job, and we’re going to stand in equal for anything that’s to he got out of “ Oh, I know what you’ve been at. Nic- hols has told me. You’ve bungled the job all round. You’ve wasted your chances, and you‘ve lost your money, and you expect me to repay you. You’ve come down here as a last resource in fact.†it. †7 Both Mrs. Redmond and her partner agreed with a. ready nod to this last stame- ment of the case. ‘And you want a. share in whatever I’ve gotflis that ‘2†1 - -.1 ,,,,,p,AL“,,,,,: O’They acquiesced again with perfect unani- mity. ‘.... .u-nw 5.1- n As he disappeared with the pony and cart through the gate-way, Mrs. Redmond and Cummings, exchanging a glance of intelli- gence,descended the steps sharply, and fol- lowed through the gateway. They suspected some treacherous manoeuvre on the part of Redmond, but he had gone simply to put the pony in the court. They were repaid, however for their caution, by discovering the whisky and provisions in thecartâ€"much to Redmond’s disgust, for he had hoped to save this brand from the burningâ€"and they helped to carry the goods into the house when Redmond unlocked the door in the gatehouse. .q'i; w w x 1 1 7‘ “\Vait a bit,†said Redmond, jerking the reins, and giving the pony a. cut with his brokep “:hip. “ There,†said Redmond, when he reach- CHAPTER L. THE BATTLE WON ed his ï¬lthy room, “ that is all I have to share.†“ Now, then,†said Cummings. when his cravings were appeased, “ let’s have a. pipe and a glass of whiskey, and come to busi- )’ ness. “ \Vell, we’ll begin on the victuals and drink.†said Mrs. Redmond. Redmond could not prevent that ; but he sat; with his hands in his pockets, scowling an mom in sullen silence as they ate and drunk with greedy veracity the things he had provided for himself out of that unlucky Wheelwrigh US money. “ I don’t think at this time of the day,†gro“;1e_d Bledgzor‘lii. “1 “‘-u “ W 3’ ve agreed,†aid Cummings striking a match on his leg 9;, “to go shines. Now, Ml. Redmond“â€"taking a. pull at his pipeâ€" “ what’ 3 the assets?" o “ Ido,†said Mrs. Redmond, helping her- self largely to thq whiskey. He \1 as quite in a cheerful frame of mind by this time. V“ I’ve got nothing 111 the world but wl at you see in this roon1,’said Redmond. “ Humbug '†said Cummings, senten- tiously, st1iking anothei match. “ Rot. "’ said Mrs. Redmond, setting down hei glass. “ Y’ou 1e at liberty to search the pl ace, if you like. W hy don’ t) on. 9†“ Oh ! we don’t intend to give ourselves any trouble about it, †said Cummings, thrustinghis hands 111 h1spockets andspread- ing himself out with growing conï¬dence. “ W e \ e picked up a little information from the men at “01k in the paxk. Information that Dr. Meredith and the people on the other side would pay handsomely for†7 , “That's it,†saidqus. Redmélld, and we shallfsgell p0 the highest bidders}; .. “ Jim, you alwavs were a liar,†his wife said ; “ you know you were.†“011,7that‘s youar game, is it ‘2†muttered Redmond between his set; teeth. V‘IVIhtrirs,†said Cummings, calmly looking up aflvthe smoke wreathing over his head. n “ You can ’t get blood out of a gate post, †Redmond said after a pause. “ I tell you I‘ve got, no more than what you see here†“ Audva. fool as “well, if he couldn’t invent anything better than that to take you in with,†Cummings qhimed in. “ Jim are you going to act square. "†askefl. Mrs. Redmond w_ax 11g impatient. “ I’m not to be bullied. You won’t, fright- en me, though you have brought a. man to back you up. I know you. You’re as cursed a cowardas ever drew breath. You wouldn’t havedared to come here without him. You’ve brought him, thinking to have me on the bounce.†“She brought me because she couldn’t leave me behindvâ€"because she had’nt enough to bring her down alone,†said Cummings. “ Never mind that. Let's stick to business. Now, then, about this timber. From what we picked up as to the value of trees, and a rough calculation as to the number you‘ve cut down, it’s pretty clear that the sum I'e- alized runs into four figures. \Vhere is it ‘2†“Where is it ‘2†cried Redmond, exasperat- ed to think that the money was not in his possession. “ Why, here it is,â€and pulling out his notebook, he shewed the rough acâ€" count he kept there of money owing. and made it clear, rather by his manner than the statement of facts. that he could not get the debtors to pay. His vehement indignation was real. He even Went so far as to own to the extortion of a trifle from the wheel- Wright that morning. “UVVell, it the money has not come in yet, we must wait till it does,†said Mrs. Red< mond, reï¬lling her glass. “ I can make my- self comfortable here.†“\Ve shall soon ï¬nd out whether you are telling the truth or not,†said Cummings. “ I shall stroll over to Lullingford tomor- row, and make inquiries.†“ Oh, will you ?†“ Yes, 1 shall." Redmond looked at the disreputable pair with savage chagrin. He surmised rightly that the general reluctance to pay now was based upon the hope of not having to pay at all. The rumor he knew had got about that the timber was not his to sellâ€"that he was in difï¬culties which would oblige him soon to bolt. He was aware that his own pover- ty-strioken appearance encouraged that he- lief, and strengthened the debtors in their determination to withhold payment as long as possible. The presence of two other needy wretches at the Tower must make matters worse. And if this Cummings, with his blotchy face and threadbare, clerical cost- ume (looking half prize ï¬ghter, half ranter), carried out his threat of making inquiries at Lullingford, all hopes of getting moneyâ€" even from the wheelwright#would be at an end. If they refused point blank to pay, he could not force them to do so. It was 1 not in his power to take out Count-y Court l summonses against them. “ Of chillrrrse; if you are telling the truth, we shall have to stay on till the money does come in,†continged Cumnlirggs. “ Y es; Pthat s all very well, †said Mrs. Red mend; " but we mnstn’ 1; let the grass grow under 0111‘ feet. If that thing gets blown, we shall have tohook it fastâ€"all three of us. And it may get blown at any moment.†“ That’ 5 clear enough,†said Redmond. “ W e must get the money at once.’ “ That s easier said than done.†“ 0h. 1s it ‘2†said Mrs. Redmond with a sniff and a toss of her head. “ You shall see. These fellows want a. woman to talk to em. Men are no good at that game. I 11 go round to ’em, and let ’em have it straight. They won’t ï¬nd me taking no for an answer.†Redmond turned away in mute dismay. He took part no further in their discussion, which grew more animated as they dipped deeper and deeper into the stone jar of whiskey ; but sat with his elbows on his knees and his chin in his hands. watching them with malignant hatred. They drank on until they became quarrelsome and Red- mond fostered the hope that they might end with aï¬ght, in which one might mortally injure the other; but they drank on still, and became maudlin and imbecile. They drank more and more, insatiable with long- forced abstinence, and their speeeh grew thick and incoherent, and their hands scarce- ly steady enough to reï¬ll their glasses. Then Redmond, watching them, began to bite his nails, While a thousand pleasing pos- sibilities resolved in his mind. So many accidents might happen to wretches besotted with drink as they were, and some of these accidents might be fatal to both. The merest trifle, like the movement of ahand, might lead to such an accident. As this thought oc- curred to him, he raised his hand, yet still gnawing his nails at the quick, and looked round the room in eager Search of the trifle that was to rid him of these two who threat- ened to ruin his last chance of success. THE VENGEANCE OF HEAVEN. Redmond’s eye fell upon the lock of the door and dwelt there. The key had been lost, and to secure it when he left the house he adopted a simple expedient ; he removed the screw that fastened the knob to the spindle of the handle on the inside. so that when the door was closed, by withdrawing the spindle 011 the outside, he could practi- cally leave the room secure against any in- quisitive intruder who visited the house in his absence. This saved him the trouble of fastening the windows and doors below whenever he chose to go out. The pre- caution was taken because of the workmen engaged in cutting timber near the house. As he looked at the door now, he thought 110w easy it would be to imprison his Visitors in the room by just goingout and withdraw- ing the spindle from the closed door. Of course, in the natural order of things, they could eventually ï¬nd means to unlock the bolt ; but it would take them a long while to ï¬nd a. square instrument that would ï¬t the place of the spindle, and in that time a. good deal might happen. A. 1 r" 0 His eye, wandering from the door, fell upon the window. The light was fading ; it would soon be dark. The window looked on to the court. That was paved with cob- ble stones. The room was on the second floor. A man throwing himself from the window must, inevitably smash his skull or break his back. His wandering glance was next arrested by an unlit; lamp on the chimney piece. It wanted ï¬lling. Following a. natural sequence of ideas. he looked into the comer of the room where he kept; the stores, and dis- tinguished among the miscellaneous objects there a. can of paraiï¬n. With a gulp of feverish interest he turn- ed his attention to the man and woman at; the table. Cummings had a. clay pipe in his mouth ; his head wobbled heavily from side to side, and he was rubbing up a. screw of tobacco between his palms. Mrs. Redmond’s arms were folded on the table ; her face rested on this pillow. and she yawned in- cessantly. Her bonnet was on the floor; her tovwlike hair fell in clotted wisps over her shoulders. Redmond’s temples throbbed with excite- ment; he felt the necessity of movement and fresh air. He rose and. left the room, feeling the loose door handle as he passed. His going was an occasion for his Visitors to ï¬ll up again from the Whisky jar, and wish each other good luck. There “'53 perfect stillness out on the terrace. Not a sound came from the sombre park. Redmond crossed the open space, and walked down the avenue till he came to the part where the Woodmen had been at work. They were gone now; the avenue was de- serted and ghostlv in the fading twilight, and perfect silence. ‘ . v . u 1 As he turned to the house, he heard Cummings singing with droning voice, and when he ceased a hoarse burst of laughter from his wifr. On the threshold he paused and looked round him once more with vague apprehension. Then overcoming his irreso- lution, he turned and ran upstairs two steps atatime. Mrs. Redmond and Cummings were disputing again, gibbering idiotically across the table at each other. They took no notice of him when he en- tered the room ; he passed close by them without attracting attention. At the furth- er end of the room was it large four posted bedstead; he seated himself upon itY and ï¬xed his eyes upon the man and woman Whose silhouettes stood out faintly against the dim light from the window beyond. Besotted with drink, worn out with the fatigue of the day, they maintained a state of semi-consciousness only by the greedy desire to stave off sleep that they might still drink. Gradually they yielded to the growing stupor. Only an incoherent phrase as one attempted to speak from time to time broke the silence. But as their wits grew more and more slug- gish Redmond’sspirits becameanimated with a feverish, ï¬endish energy. He explored the bed on which he sat, with his hands. It was a. feather bed. Under that was a. woollen mattress ; below that a. straw palliasse. He was eager to carry out the purpose he had formed, and while his wife was yet maunder- ing he got out his penknife and slowly ripped up the cases of the bed. mattress, and pal- liasse from end to end. He felt the soft feathers, the knotted wool, the smooth straw with exulting satisfaction, taking up a handful of each in turn, still watching the silhouettes that grew every moment less dis» tinguishable. At last they slept ‘. He could just make out the figure of Cummings hudd- led in his chair, the form of Mrs. Redmond lying forward on the table, her head pillow- ed on her arms. There was no sound now but the stentorous breathing of the sleepers. Redmond rose, and feeling his way care- I fully, reached the chimney-piece. \Vith equal caution he removed the glass from the lamp and lit the wick, lowering it so that the glimmer was onlysuflicient to reveal the sleepers and enable him to make his way about the room. Crossing noiselessly, he softly turned the handle, and opened the door a couple of feet ; then he removed the knob from the spindle and put it in his pocket. From the door he worked his way round to the bed stead again, and thrusting his arms through the slit tick, grasped a handful of straw and having stripped off the bedrclothes he drew the bed onto the floor and slowly dragged it to the table where his wife and Cummings were now dead asleep. Going down on his knees he thrust his arms through the slit tick and drew out the con- tents, silently spreading the feathery inass‘ about the two sleepers. When that was done he returned to the bedstead, rolled off the mattress and emptied that, as he had emptied the bed, when once more he return- ed from the palliasse, drew out an aruiful of straw and piled it upon the growing mass about the table. Patiently, stealthily, he went to and fro between the bedstead and the besotted sleepers until he had drawn out three parts of the straw from the pal- liasse and piled it up around his wife and Cummings. He paused and drew a long breath as he surveyed this preparation. There was something diabolically grotesque in the appearance of the two sleepers half buried in the pile of litter, but it did not drawa smile from Redmond. He took the whiskey jar, poured out a glassful, and hav- ing gulped it down, slowly emptied the jar on the piled-up straw, distributing it equally about both sleepers. Once his wife turned while he stood beside her with the jar in his hand, causing him to hold his breath with CHAPTER LI. apprehension of discovery, but she only opened and closed her clammy lips once or twice, and then Snoredrargail}. He put the jar out of his hand hurriedly, and fetched the can of parafï¬n from the cor- ner. It was nearly full ; there were more than he needed : but he emptied it, to do the work completely. N 0W all was ready, and there was no time to hesitate. The smell of the parfï¬n might alarm and arouse them if either awoke. He fetched the lamp from the chimney, glanced across the table to be sure that the door stood open ready for his escape, stooped down and whipping o the chimney, set the flame to the straw that surrounded his wife. - He had reckoned on the litter lighting gradually and on setting ï¬re to the straw in several places, but it blazed up with a ra- pidity that upset his calculations. In an in- stant it seemed that the whole mass of satu- rated straw was one sheet 0t flameleaping up to the ceiling and blinding hinilwitll its glare. Dropping the lamp, he dashed round the table and made for, the door. The whiskey jar stood in his way where he had left it ; he struck his foot Violently against it and stumbled, knocking it over. 11; rolled, and stumbling once more against it, he fell for- ward against the half-open door. It shut to with a. bang ; but above the crash his ear caught the appalling ring of the loosened handle as it slipped out and fell upon the paved floor outside. With bristling horror he put his hands upon the lock ; the spindle was goneâ€"there was no means of opening the door. And now turning to the blazing pile, with the last hope that there might yet be time to stamp outthe flames, he saw two shadowy ï¬gures struggling in the midst of the column of ï¬re while their shrieksrose above the rag- ing flames, which no human effort could now extinguish. From the feathers and wooldense clouds of choking smoke rolled out and Wall- ed in the blazing mass. Long tongues of creeping ï¬re marked where the spirit had spread and streamed out over the carpeted floor. Redmond retreated as they crept toâ€" ward him like‘a vengeance, bending down to gasp for air. But there was no air ; the ï¬re had sucked it up and was growing dull for want of it His wife and Cummings had ceased to shriek ; the smoke stifled their cries ; but he saw them groping, iu the smoke their ï¬gures marked out by the red smoulder- ing patches 011 their burning clothes. n Silddenly there was a crash of glass ;Cum- mings had found the window and tom the glass and sashes out with his hands in the frantic need of air. But with the inrush of air the flames burst up with fresh energy, Wreathing the ceiling and curling out through the broken window to lick the air, envelop- ing the wretch who hung stupeï¬edandpower- less over the sill. With one deep groan, Mrs. Redmond fell backward on the ground. The flames were at Redmond's feet. He opened his mouth and gasped for breath, the ï¬re seemed to penetrate to his very soul. He threw up his arms, reeled forward, anddrop- ped with a thud. After that there was no other sound but the roar of the flames, the cracking of wood, and the fall of glass and plaster. The loss of the torpedo cruiser Serpent is a severe blow to the British navy, 173 ofï¬cers and men going down with her. As she was a. new cruiser of a type that has been criti- cised for want of strength, the first suggest- ed thought from news of the accident was that some structural weakness had been de- veloped during the storm in which she, went down, but later reports show that she struck on asunken rock off Cape Finisterre, and the question as to structural weakness reâ€" mains unanswered. Nor can the navigator be blamed, for the Waters there are very treacherous, and on a night when lights could not be seen the most skillful captain would be liable to run among the rocks. Twenty years ago the British turret ship Captain went down in the same waters, and not one of the 500 persons on board was sav- ed. The British Navy has been particularly unfortunate of late years, losing several war vessels with many men in 1889 and 1890. The Serpent, without her armament, cost the Government nearly half a million dol- lars. The Behring Sea Fishery. In spite of the Behrings Sea ï¬shery dis- pute the Canadian seal hunters appear to prosper. Returns received at Ottawa state that this year’s catch of the 29 Victoria schooners, including two owned and sailed by Indians, was: Coast catch, 21,382 skins; Behring sea, 18,165 Skll‘lS ; total 39,547. The ï¬gures last year were : Seals caught along the coast, 117,985 ; in Behring sea, 10,585; Indian catch, 4,000; total 33,570. These ï¬gures indicate that this season the catch has been reversed as between the two hunting grounds, more skins having been ob- tained along the coast than in the disputed waters of Behring sea. Five schooners fly- ing the American flag disposed of their catch at Victoria. as follows : Coast, 74: Behring sea, 2,969; total, 3,043. The German schoon- er Adele, which also entered at Victoria at the close of the season, reported 2:20 for the coast and 431 for the sea, a total 0‘, 651. The grand total of seal skins from all sources re- ceived at Victoria this year is therefore 43,- 315, as against 40,998 last 'ear. The fleet next year will comprise a out 35 vessels claiming Victoria, B. C., as their home port. Mnnltoba Wheat. A hundred and ï¬fty car loads of wheat are leaving Manitoba daily, and shortly the ï¬gures will run up to two hundred car loads. This is the largest wheat movement yet. It indicates that the Manitoban farmer is collecting his earnings. A Pilot Mound paper wisely says that the large wheat crops shoul(1 not lead people into extravagances in the matter of wheat growing. The business fluctuates, and some attention should be paid to the raising of pork. As a matter of fact there is no market in the world more free to Canadians, and that promises more satisfactory results. than the pork mar- ket. Canned ï¬sh and fruit are also articles in which Canada might do a big trade if so minded. Regarding the latter we cannot help expressing gratiï¬cation that the Ottawa government has announced its intention to do all it can to encourage trade with Great Britain and the West ‘Indies in canned goodb. \Vhen Mr. Mc- Kinley framed his famous tariff bill, he little thought of the effect it would have on this country, and that instead of sitting down and pining, or even talking of retalia- tion, our people would rise like men and east around for new markets and new spheres in which to show their capabilities, their enterprise and their energy. More power to the McKinleyites when the results are such as these. Loss ofthc Cruiser Serpent (TO BE CONTINUED.) History of this Famous Banklng House. When a great institution is in danger, it is always interesting to trace its history. and no house could have greater interest for Canadians than that of Baring Bros. The founder of the business was John Baring, the son of a Lutheran minister at Bremen, who followed William of Orange to England and became a cloth manufacturer and mer- chant. John Baring sent his cloth to the American colonies in exchange for American products and made money on his out-going and in-coming cargoes. \Vhen his third son, Francis, who became Sir Francis in 1793 and was the founder of the London branch of the family, succeeded to the business it was already very large and was greatly increased by his exertions. Sir Francis Baring’s in- terests were largely in the American trade and his second son, Alexander Baring, who married Anne Louisa. the eldest daughter of William Bingham, of Philadelphia, in 1798, and was created Lord Ashburton in 1835, was sent to the United States as the representative of the house in America in the closing years of the last century. Lord Ash- burton negotiated the famous \Vebster- Ashburton treaty. Henry Baring, who also married a. daughter of William Bingham, from whom he was divorced, was a gambler and scapegrace and, although a member of the house of Baring Brothers, the manage- ment of the business devolved upon Alexan- der. Henry Baring’s son by asecond marriage, Edward Clarke Baring, was created Baron Revelshoke in 1885. Alexander Baring estab- lished the foreign loan business of the house to which so much of the prestige of Baring Brothers was due. Lord Ashburton’s eldest son, the second baron \Yilliam Bingham Baring, was never connected with the busi- ness, and his second son,Francis,retired from the business when he became Lord Ashbur- ton in 1864. Themanagement of Baring Broth. ers then devolved upon Thomas Baring, who was the grandson of Sir Thomas Baring, the elder brother of Lord Ashburton and the son of the late Bishop of Durham. Thomas Baring was the brOther of Sir. Francis the ï¬rst Lord Northbrook, and of Charles Baring, Bishop of Gloucester, whose son, Thomas Charles, married Susan Carter M inturn, daughter of Robert B. Minturn, of New York. Thomas Baring who died in 1873. brought his sons and a number of his ne- phews into the house, so that now Baring Brothers comprises more members than at any time in its history. Times have greatly changed since John Baring and his son Sir Francis found a. proï¬table trade in North America and since Alexander Baring neg0< tiated the great loan for the restored Bour- bons in France in 1818. So sadly changed are they indeed that even the Baring Bro- thers in attempting to follow in South America the gigantic loan policy of the ï¬rst Lord Ashburton in Europe came to the very verge of downfall. \Vhile General Booth is talking up his remarkable scheme for the regeneration of “ Darkest England†and calling on his fellow-countrymen to furnish him with the necessary means, while many dignitaries of the church of England have expressed their sympathy with the project of the Salvation Army leader, the citizens of London are call- ed upon to consider another social measure which has been adopted by the London County Council,and which aims at bettering the condition of the \vorkingmen of the capital. The project, which was determined upon by a decisive majority of the council, contemplates the spending of a million and a half in buying up some areas of Bethnal green, a distinct principally occupied with tenement houses, and pulling down and re- building the houses. The scheme is a carry- ing outof the doctrine, “decent housesfor the decent poor.†The measure is not purely philanthropic. Houses are to be built and rented on terms which will payâ€"or are ex- pected to payâ€"â€"a moderate interest on the captial. London is to be, so far as this area is concerned, its â€own landlord. The movement is said to greatly rejoice the Socialists who hail it as the beginning of a new Socialistic era. Be this as it may, the scheme is one which if properly carried out will doubtless improve the condition of its beneï¬ciaries. Should it prove satisfactory we may expect to ï¬nd other cities following the example of the great metropolis. There are not wanting signs that the people of Great Britain are an'aking to the fact that in order to deal effectively with the poverty and distress which so greatly abound, something more radical must be done than sending their poor to other lands. The unexpected favor which the scheme of General Booth has met with from men prominent in church and State shows that emigration as a means of curing the evil is no longer believed in. Of those who have recently spoken upon the ques- tion Hon. Mr. Gladstone is one. In his Midlothian speeches last week he declared that emigration is a poor remedy for pov- erty or industrial depression, which can be effectively dealt with only by righting the wrong conditions at home. This dissatis- faction with the old methods which have allowed poverty to increase until now one- tenth of England’s population are living so near the borderland of actual want that in ‘ “one month they would all be dead from ‘ sheer starvation, were they exclusively de. pendent upon the money they earn by their own work, or which they receive as interest or proï¬t upon their capital or their pro- perty,†is one of the best xgrounds for hope that something practical will be done. \Vhen too, the leaders begin to stir them- selves, and men of place and power begin to discuss measures of relief, it is natural to expect that tangible results will follow. Many will watch with interest these stir- rings over the sea, and will hope that the end aimed at, the relief of the poverty- pressed, the rescue of the fallen and outcast will be abundantly realized. There is a. persistent rumor afloat that the Prince of Wales is about to leave his some- what circumscribed quarters at Marl- borough House and reside henceforth a. Buckingham Palace, which huge ediï¬ce is now only occupied by her Majesty three or four days out of the year, greatly to the public disgust. The palace, which was built in 1825-’37, occupies the site of the old Buckingham House erected in 1703, and bought by George III, in 1761. Being sur- rounded by magniï¬cent gardens, and situ- ated in the heart of fashionable London, its neglect has long been regarded as a grave scandal. Emigration no Remedy for Poverty. The London \Vorklngmam. BARING BROS.