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any had derived from the skilled services of r. le. McCabe, F. I. A.. and also to his asâ€" sismm, Mr. Goldman, Secretary. as also the em- cient staff not only at the head ofli-vc but thgoqghoul; the field. Mr. John L. Blaikie. vice’president, who is also president of one Of our largest and most successful loan companies, made an interest- ing speech dealing largely with tho financial pmition oi the company. He explmned some reasons for the rent financial success that had been attained y the company in so short a. period, and stated that this was largely owmg to the fact that care had been exercised to build it upon foundations broad and deep, so solid, indeed. that future generations of policyhold- ers in it can at all times keep an ensy mind as to the ability of the company to fulfil its agrpe- \ments and contracts. _ In the important pomt of net surplus to liabilities he mentioned that the percentage of the North Am ericon is 18.04. which is higher than the majority of lending companies transacting bush)ch in this Domin~ ion. He also drew attention to those companies claiming superiority on account of vastness of assets. 'wfâ€"{Efé‘fence {i-«iéflhade to the care given to the medical department by im ex ericuced mgdicaichiefi. Jas ’Ijlgprbury. Esq” . D. an". u. PVIA'Iuvvn- The president. the Hon. Alex. Mackenzle, M. P.. placed a full report of the affairs of the com- Fany before the meeting, He congratu- ated them that the Work of 1891 showed that the company had continued its prosperous can Ger. and that gratifying advances had been made. especially in that most important itemâ€" SURPLUS. Attention was drawn to the company hnving last year paid its first, investment poli- cxeq, and that the results proved satisfactory to their holders. He drew attention to the large amount of profits earned by the company last year, and that, the same would compare moat favorably with that of any other company, which was the strongest reason he could ad- vance why policyholders should maintain their policies in this company, as those holdin long- perm investment policies would certain y find it to their advantage to do. In referring t9 the position or the company he Stated its solidity 18 not exceeded by any other on this continent, and its assets are all safely invested in firsl’rclass securities. Another point mentioned was that the mor- tality had not increased over the previous year, while the rate of_ interest shows a slight increase. and was again in advance of the in- terest earned by any of the other leading com- panies. In closing his remarks he said the position of the company at the end of 1891 war- ranted the policyholders in regarding it with extreme satisfaction, its prominent chame- teristics being soLlDITY. PERMANENCE and P501711. Inrl-Veiferring to the excellent management he drewattpxgtiqn t9 _thc ggenl‘ _l;g:_nqflt thga com: In concluding hi: remark: he expressed his confidence that every contract entered into by the company would be as surely met in the future as it. had btmn 1n the past, and expresh ed his pride and p;ea.sure in being connected with a company that had attained such a re- cord for fair dealing with its policyholders and mom; karma? 0.? slew! claim-=2 . L, He reminded his listeners that these comâ€" panies had also immense liabilities. and film: when the true test is applied. viz. the ratw of net surplus to assets. 3t will be found that the North American Life 18 entitled to higher rank than m_a.ny of_these lque igstitufiong. . The annual meeting of this company was held at the head office. Toronto, Thursday, 31"“ uarx 28th. 1892. The chair was occuified by the rgmdcnb. Hon. Alex. Mackenzie. M.P.. 9» time Minichr of Canada. The laige gnth‘mng (gt-representatives from nil parts of the Donr mion expressed the greatest enthusiasm and Eleasure at the continued solid NOSE-“S made y the com any during the pastycar. In ewjry branch of t e business Lending to its prosncnw large increases: were made. The directors an- nonncad that the number of policies and in- aura.an issued exceeded those of 1890. While the tom! amount, of insurance now in force exceeds 811.0f'0.000. The interest income ex- ‘cecds 857.000 and was again sufficient topfly “‘0 death losses of the year and leave a. substantial balance. The toiai inCOmc, nssetn, reserve fifld net surplus can be seen by the following 005‘ densed statement:â€" Cash income . . . . . . _ , . . . . . . . . . . . . . 8 401,046 56 Expenditure (including death claims. endowments. roflts and all payments to policy olders) 237.425 53 Assets . . . . . . . . . . . . . . i . . . . . . . . . . . . . . . _ . . 1.215.560 41 Reserve fund. . i . i . . . . . . . . . . . . . .. 954.548 00 Ne}: sugplys f0}- poiicyholderg. 183,012 41 “ You arge proportion of twenty payment; life policies secures a good prelmum income. binds the insured to its continuance for a long time to come. and nevertheless has sufficient, of the element of investment. to secure a good do- srsss of vcnsiswncyfi' , The Hon. G. W. Allan. Senator” vice-presi- dent, in expressing pleasure at being present, at, the meeting and noting the continued pr0~ gress of the company. stated that; he desired Lo remind those present that it was the Hon. Alex. Mackenzie'a birthday. and that on that day the worthy. chairman had reached the n]. lotted span of life. namely, 70 ycnri. Ho re- ferred in very kindly mrm§ tn Mr. Mackenzie, and in moving a special vote of thanks. accom~ panied by a. substantial mark of the great and valuable services rendered by the president to the com any, he stated that this gentlemen had on a 1 occasions given great attention to the affairs of the company and that his reputa- tion for honesty and uprightness was recogniz- edflthrougliout the whplo Dominion. J. K. Rena Esq. Q. 0., in seconding the specxal vote of thanks. congratulated Mr. Mac- kenzie on bein-z.at the meeting that day, and stated that although unable to work physmally as formerly, his brain was as clear as ever. and his opinion and excellent advice continued to be of the greatmt value to the company. Mr. Kerr stated that he feltdebarrcd from say- ing all he would like to owing to the presence of the president. as it would appear like flat.- tery. but he knew all present would agree with him when he stated that Mr. Mackenzie was a man who always did his duty faithfully. He felt confident that all would join with him in the sincere wish that; the rnsident would be spared many years to pz-esi e on similar occa- Elons. speak in the strongestâ€"Stigma tgfins ofthe h1gny satisfactory character of this annual abatement." . Dr. Thorburn. the medical director. made an mbereatin report of the work of his depart- ment, an also referyedbo the prevailing epi- demic, In grippe, Much had. so far. to a great Mr. Vice-President Blaikie intimated at this point that Hon. Attorneycencml Mowac exceedingly regretted his inability to be present to-day, being hindered by ill- ness. as it would have given him extreme satisfaction to be with us and unite with the others in congratulating his much esteemed and honored friend. the Hon. Alexander Mac- kenzie. on attaining his 70th birthday. and wishing him many days of huppincas and use- fulnoss. crowned With heaven's richest, bias» mes. Dr, Carlyle. in his interesting remarks re- spectin the splendid position of the company, stated I: at; he knew the assets in the balance sheet were held by the‘ company, as he had ex- amined each one indwldually, and was sure it they were placed on the market to-doy they would realize a Iargzer sum than that at, which they were held by 1319 company. After going fully into the financlal position of tho com- ~pany, he concluded by sayin :«”’l‘here aro man geasons for considering. 3t n‘pleasuxje ito lL, _l, , Audiife'd and found correct. JAMES CARLYLE” M. 1)., WM. M C'CABE. Auditor Managing Director. The affairs of the company were again sub- mitted for the consideration of the com any's consulting actuary. Wm. T. Standen 0 New York, who reported that, the company was in a. 1110.513 highly satisfactory pesition. and that while there was much to commend and con- gratulate. he was unable to find xx single point. to condemni " Although strictly in line with your experi- ence since the date of your organisation. it seems that. no previous year shoves so much of healthy. steady. and vigorous growth. The ele- ments of the favorable growthmovcring as they do the results of the work of all your executive departments. are a substantial proof that your pusiness in every phase has been skilfully and mpplligently. mlanaged‘. _ W A !_ 1‘... L. _ ...w....,~..v., “WW. “ Your gain in total insurance in force is a sure indication that. our policy holders are satisflqd with the con not of the company: and appreciate your able and untiring superwsion of its affairs. NORTH AMERH‘AN “FE ASSURANCE COMPANY. CONTINUED SOLID PROGRESS -â€"OF THE» 237,425 53 .215.560 41 954.543 no 133,012 41 B. F. Keisey, who used to build loco- motives for the Pennsylvania. Company, says that some of the best locomotives he has heard of can boast of no better than 251,. 000 miles running before they had to go into the shop for repairs. No. 273 for years ‘ averaged 1,200 miles per week, but that, . with an aliowance for switching, Would be no more than 65,000 miles per year. That would be but 585,000 miles in nine years, Taking the cue, the governor adopted every precaution to frustrate the Well-laid plans of the outsiders; the attempt was made, and as a. natural consequeDCe the con- spirators soon found themselves in the same condition as the one for whom they had planned the rescue. Alli-lush Locomotive That Ran That lus- tnnce In Nlne l'ea rs. English railway journals and for very good reasons, are doing considerable brag- ging about the snpericrity of the English rolling stock, and great stress is laid upon the wonderful performance of a “6-footâ€"4” express engine named the " Uharles Dick- ens," that recently completed her millionth mile in nine years, running every day ex- cept Sunday between Manchester and Lon- don and Northwestern, and doubling back, making a round trip of 367 miles. This wonderful duty performance for 9 years, never missing a. trip for repairs or to go into the shops, is almost beyond the ken of Can- adian or American railroad men. The “ Charles Dickens” is 50 feet long and weighs 33 tons, with an additional ‘25 tons for the tender, whose tank holds 1.800 gal- lons of water ; 183:} miles, the distance be- tween London and Manchester, is covered in four and 3 quarters hours, the return trip being on the some sohedule as the going. After ch mgng chem about several times he discovered that each hair pointed to a. different letter and the combination thus produced formeda. slang sentence, by means of which the prisoner was given to under- that his friends had ascertained the day on which he was to be taken to court; and were determined to make a. bold attempt to rescue him as soon as he made his appear- 841103. “‘Tu'}. T. B. Lavcrs, Provincial manager. St. John. N.B., spoke in an enthusiastic manner of “)6 posimm of the company in the Lower Pto- leces. Some years ago the friends of a. Parisian thief adopted a. decidedly unique method of carrying on a. clandestine correspondence with him while he was awaiting trial. One day the jailer was visited by the prisoner's betrothed, who asked him to give her lover an envelope. This, “lion being opened, was found to contain slmp y a. small lock of her hair, around which was folded a leaf of a book. The jailer did not- consider it worth his while to deliver this souvenir to the cul- prit, and therelore threw iii aside. He then turned his attention to the hair, and discovered that there were twenty~six pieces of unequal length. This puzzled him for a. while, and then suddenly jumping to the conclusion that there must, be some conâ€" nection between the numbers of the printed lines and the numbers of hairs, he laid each of the latter along the line of the page they respectively reached, beginning with the shortest hair at: the top of the leaf. less. Putnam’s Com Extracto} maliés no sore spots hard to heal, acts quickly and painlessly on hard and soft cums. aftent, baffled the skill at the medical profes salon. , _ , _ A on A A day or two latera similar inclosure was handea in at the prison gate, and shared the fate of the predecessor. In the course of a week another was left by the same person. This aroused the suspicion of the governor of the prison to whom had been detailed the circumstances. He determined to investi- gate the meaning, and, accordingly, first examined the printed leaf. This, he found, was torn from a printed novel, and contain- ed ywenty-six lines on each side. Dou't Forget That to remove coma, warts, bunions in a. few days, all that is required is to apply the old and Well‘tested corn cureâ€"Putnam’s Painlegf; Com Extractor. Sure, safe, pain- The metal in a 5-cent nickel piece is worth about. half-a-cent, and 15 cents will purchase copper enough to make $2 worth of Gems. Dr. Ault from Montreal. manager for the Province of Quebec, also referred to the sub- stantial position the comyany had Mytainedgn his Provmce. and Mr. \\ illinm Hamilton. 0133' agent, Toronto. stated that he fouml the cost of securing new businesa by the leading Ameri- can companies was very much higher than that, of the North American. In other percentages he made from official figures. such as interest earned. mortality, relative surplus. etc“ they all tended to show the North American was a most desirable company for insurera. The usual votes of thanks were passed. At, a subsequent meeting of the newly elect.- ed board of directors the Hon. Alex. Macken- zie was unanimously .e~olecbed president. J- L, glaikie. 15541., and Hon. G.W. Allan, Vice-Pres1 en s. 7 . An official of the St. Louis and Hannibal thinks one of his big “ utility" locomotives has a crack record. Her mileage for one year and a. half, during which time she never missed a trip for repairs, was 340,000 miles. The oscillation and wear and tear on Ameri- can engines make it almost impossible to keep an engine out of the shop for more than two years. Butthere are American engines that have travelled 1,000,000 miles. The periods taken to cover this enormous distance vary from fifteen to thirty-five years. “ One very great difficulty that precludes the chance of an American engine making a ‘ Charles Dickens’ record is that their road- beds are not as perfect as those in Englam ," said a. general manager who has worked up from the positiOn of fireman. “ It is donbt- ful if ever in the history of Canada or the United States there will be roadbeds as per- fect as the English. Look at the enormous difference in the number of miles Operated by our roads and those of England. \Ve cannot afford to keep thousands of miles of track in as perfect order as they do in England their hundreds. Our roads are hampered by bad grades, curves, and the scarcity of good roadhed material in many places, besides countless other causes. The roadbed is the life of a. locomotive. Taken all in all, I doubt whether a better average than 200 miles per day can be shown by any passenger locomotive in Canada. or the Unit. ed States. Inauiry among railroad otficials devaloped the fact that while these gentlemen are ever ready to crack up" their roads and every- thing pertaining thereto, they simply threw up the sponge when it came to producing the statement of any engine that could show a. record equal to that of the “ Charles Dic- kens. " MILLION ILI-Z RECORD 3. An Ingenious ('lphcr. We presume the cork has a large floating population. Uonsummon, Con h, Bron~ chiti-z, Lung ’l‘rou lea. No Appetite, \VuStingq. chiliry. For Wonder. ful Rum newremcdy, Address, I. BONNER 179 St. Lam rem-I- sl, Moulrenl with 85,000 to buy an interest in their, buisness, and go to England and take charge business controlled by them P.0. Box 2:5. Tin-onto. Solidity, permanence and profit are the chief characteristics of the annual statement of this progresssive institution which ap- pears elsewhere in these columns. Year after year steady and substantial ains hav: been made in those particulars w ich go to per- manently build up a financial institution. Until to-day the North American Life is able to pointtu results probably unattained by any other Canadian liiemmpany in an equal period of time. The policy of the company has always been progressive ; its plans are popular and adapted to the wants of the in- suring public, and in the words of its esteem- ed president, the Hon. Alexander Mackenzie. it has established for itself “ a. record for fair dealing with its policyholders and prompt payment of death claims." That its investments have been skillfully managed is best evidenced by the statement of Vice- President Blaikie, that not a single dollar has been lost through them, and further, that the average rate of interest realized during 1891 was over 6 per cent., being a. higher mite than earned by most financial institutions. The company has an excellent manager in the person of Mr. William Mc- Cabe, who is ably assisted by Mr. L. Goldâ€" man, the company’s secretary. ANTEDâ€"A steady. honest. indmtrious Englishnmn 01‘ Scotchman, to work a farm of about ‘250 ucrea on shares. Apply to llJ-‘lnzebrook. Slim-.00, _\'orrolk. Ontario. into Light, or the story at my Life.” by 0 eph F‘ Hess the converted Prize-Fighter and SaloomKeeper. The story of his travels and {halite he led are more thilling than the gage of fiction. Sand for circulars and terms. VM. BRIGGS. Publisher, Toronto, Ont. Aunws wuwnâ€"FF‘Ouc of Darkness DR. 'I'AF'I'S. A§lflmmua£n There is whd‘leaoma kernel of truth in- side the rough shell of this ungallnnmpeech. The “ Favorite Prescription” is invaluable in all uterine troubles, inflammations, ul- cerations. displacements, nervous disorders, prostration, exhaustion, or hysteria. For run-down, worn-out women. no more strengthening tonic or nervine is known. Agontemporary says lawyers are noted for losing their patience. How about doctors? North Amelican Life Assurance Company. “ Ho,” said a well-known slahesmac, " I shall never believe that Woman has the pro- per judgment and sense to cast a ballot, or interfere in politics. while she in so Weak- minded as to passively suffer year after year, from diseases peculiar to females, When every newspaper she piCkS up. tells of the merits of Dr. Pierce’s Favorite Precri - tion. Not to take advantage of the remeify is certainly an indictation of mental weak- ness 1" AN’I‘EDv By a. Canadian House_ a Man wit.h_$5,m0 :9 buy up intqresp m pbcir, FIELD TEA cures ConstipationSick Headache, restores the Complexion. Get Free Sample ut, Gnu-111an TEA AGENCY, 317 Church Sn. Tom“ . our \sddress. and wu will U U n Eu‘ )otue. DEL TAFT BROS. ROCHES- TER, NX. Canadian Dept. 186 Aeluide Sn. W..Touonro CANADA. She was fairâ€"find my passion begun! Sho smiledâ€"and Icould no! but love 1 But when from at 31' I detected catarrh, No beauty my pxisnlon could move! In despair she sought doctorfi in vain, Till she learned of “ Humanity 's boon :" Now her breath is as sweet M the dew Which falls upon roses in June. “Po-night, as we sit in om- home, And 1 kiss her sweet. lips o'er and o'er. We bless Dr. sze in our bliss, For the joy that he brought to our door. There is np disease more trying to friend- ship than catarrh! The constant efl’ort to clear the {heat and nose, the foul breath, all the features of the disease, make it as much dreaded by the friend as by the vic- tim. Humanity has cause to bless Dr. Sage for his “Caturrh Remedy.” The manufac- turers offer to forfeit $500 for any case they cannot. Cure. Bangs cover a. multitude of wrinkles. As the flower seeks the sunbeam. And the eventide the star, So m heart. is ever seeking To c happy where you are. Screen the sunlight from the flowers. Steal the starlight from the Shades Soon the blossom and the bower Into death and darkness fades. With thy beauty in the difitanco And thy sweetncns he‘.d afar Every pulse nt my existence Pines and son-OWE. for its star. Then appear myjoy, my .treasure, Bid those anxious longmgs cease ; And with blissful thrills Jf pleasure Let thy presence bring me peace! ERNEST E. LEIGH. ADst 8; 50:5 0 PERFECT DIGESTIUN AMMS’ THE TUTTI-FRUTTI. A. V. CO. . Office of Dr. E‘ Guernsey. 52s Filth Ava‘ y xw You, October 22, 1881. Harsh. But â€"â€" 7 INSURED. A Roma nee. TUTTI-FRUTTI. Yonge 812.. Toronto. Ont; Appear. PEPSIN DR. TAFT'SASTH MALENE We Want Rama Ind ! .. ammo a! Envy y ASTHMAT I 0 0393018 "MID. fiFREE never fails; Diva mail free trial A. 1’. 594. An eagle always feels more or less soarness in its wings when it uses them. It‘s not the Tontine plan, or Endowment plan, or Ten years’ renewable plan. It's not adding your few dollars to the hundreds of millions that the insurance companies boast of. It’s a. better investment than any of those. It is investing a few dollars in that Standard Remedy, the “ Golden Medical Discovery,” a. cure for Consumption, in its early stages, and all throat and lung trou- bles. Was born near the famous Whiie Sulphur Springs, Virginia. In my experience of 40 years found these and other mineral Waters to possess many good qualities, but, among all found St. Leon the most powerful to regulate the system and promote jolly good health and pleasant feelings. Sn. Leon is really charming. J. H. GILL, Smith's Ready Reminder, Toronto. The lawn-mower is a good deal like the keeper of a bucket-shopâ€"it shaves the green. An inestimable remedy for a cough or cold, Adama' WM Cherry 8r. Licorice Tutti Frutti Gum. Sold by all druggista & con- fectioners ; 5 cents. Some are born rich, others achieve riches, whiie others become bank cashiers. It does not change the weather to com plain about it, but, there is a. little satisfac Lion in a good vigorous kick once in awhile Johnston’s Fluid Beef, T0 REVWE, STRENGTHEN & REFRESH. GIBBON'S 'l'00'l'llACll’E GUM. For sale by Drugglsts. Price 16¢, Both the method and results when Syrup of Figs is taken; it is pleasant and refreshing to the taste, and acts gently yet promptly on the Kidneys, LiVer and Bowels, cleanses the sys- tem effectually, dispels colds, head- aches and fevers and cures habitual constipation. Syrup of F igs is the only remedy of its kind ever ro- duced, pleasing to the taste an ac- ceptable to the stomach, rompt in its action ahd truly bene cial in its effects, pre ared only from the most healthy an agreeable substances, its mauvexcellent qualities commen d it to all and have made it the most pogular rehigdy kpoyn. 1 -, Hzi éyrup of Figs is for sale in 750 bottles by all leading druggists. Any reliable druggist who may not have it on hand will rocure it promptly for any one w o wishes to try it. Manufactured only by the BALIFDHNIA FIG SYRUP 30.. SAN FBAN 01500. CAL. LOUISVILLE. KY- NEW YORK, N. Y. Stating Wants. DRY FANS, PUG MILLS, DISINTEGRAIORS , SANDERS, MOULDS, ETC. Sand for WATEROUS, YELEPHONE lfll‘ WHEN YOU ARE TIRED AND USED UP ONE ENJOYS Made by The Albert Toilet Soap Unmpany Finest Catalogue in the Trade. The. Best Life Policy. Jolly Good llrnllll Tmmo Omar»: AND " POPULAR soAP OF THE DAY. BRANTFORD, JFrIcE: CANADA- 71 ADELAIDE STREET EAST. WM" ‘11 “may; Wk SOLD EVERYWHERE, USED BY EVERYBODY AND MADE BY Dnv PRESS BRICKS mm: mm SHALE on CLAY same. $10 To 820 m 1,000 Extra cost to produce chiefly in plmi MostDeiieatelyPePfumed Then You need 8 Cup of SIMPSON DRY PRES? MRTIN MACHINESâ€"-STEAM AND HAND POWER REPRESS MACHINES FOR BRICK AND SHINGLED BRIQK MAchm THE...!?91EE§ ..“‘E§?.‘.‘?E.T0N I. AND INSURANCE 00., OF CANADA. Established for the prevention of steam boilel explosion by proper insppctions. SirAlexnndel Campbell. K.C.M.G.. LlCUt.‘GOV. of Ontario. President. [lend (Miler. ('annda Lire Bulld- ln . King St. w.. Toronto, rooms 49 and“ Cgonsultinz Engineers and Solicitors of Patents. Guofl. R0811, Chief Engineer. A. FxAsx-xz, Sec WATSON’S WUGH DMPS. Are the best in the world for the Throat and Chest. for the voice unequalled. Money to Loan on improved farms, city and town property on liberal terms of zany- mentand AT LOWEST L URRENT RATES. Ul ClPAL DEBENTURES PL RCHASED. Apply to local appraisers or to J. P" KIRK, Manager. Choice farms fox-sale in Ont. 3:318:11wa LOAN AN AGENCY 00 LTD MONEY! MONEYL MONEY GANABA PERMANENT The ampleand increasing resources of thin Company enable its Directors to make advan- ces on no.1! Estate securities to any amen without, delay, at the lowest. current rate mgercsL and pu‘the mpstfavorgsble terms. unauw“ ....K -_ ....- _.__V-».. Loans granted on improved farms and m productive town and city propertias. Mm- ages and Debentures purchased. Apphcauon maybe mado through the 100a Appraisers of the Company or to J. Herbert Mason, Managing Director. Toronm Invested Capital. - $12,000,000. HEAD OFFICE, TORONYO ST., TORONTO 219W. warm?” gimelgr; Timzik Yon.” HThank Who?” "Why the inventor of Winfiefme’m co'usuuman." Give thank: for its discovery. That it does not make you. sick when you; take it. Give I/zankx. That it is three timcs as efficacious as the old-fashioned cod liver Oil. Give llzanb. That it is such a wonder- ful flesh producer. Give (lanky. ’l‘hatit is the best remedy for Consumptio7z,8crofula, fironclu'tz's, Wasting Zia- £11585, Cong/ts and Cam. Besure you get the genuine in Salmon c010r wrapper; sold by all Druggxsts, at 50c. and 91.00. SCOTT & BOWNE. Bcileville. Beware of mafia? NOhCE AUTOGRAPH ,. or 1474:. Ca pita! LONDON AND SAHADSAN THE R. a 'l‘. W. Stamped on each drop. Loan and Savings Company. SSWTSS 103 Bay Slreet. Toronto. A _._ $5,000,000. LLDUgI’fHFW )