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As i. customary at Annual Meetinzs. after a. year of great success. resolutions were passed nveyins the most hearty thanks of the policy holders to lhe Bum-d of Directors. Execulive mmlttee. Medical Dirscfor. Manager. Secretary. Superintendent of Agencics. and the Head «and one smile, for the very able and Olficil'nt nmnner In which they Dis: hurfled 1h I respect. ve utins during the paw. yenr. Tue Prinident. Manager. and on her-3 m ving gntfiful mknowledged the complime‘nls paid. "God Save the Quaen“ was sung in a burg: t pa no 0 lorvor, enci- which I]: ‘ meeting a ljourned. The Directors met iuhsequently and ra-c. Hoskin. 0. 0., first Vice-Pr esideut. and M dc"? n! the Company for the ensuing Joan E. P. Clement. Esq. barrister. Berlin. considered the time opportune tor a change in the name of the Company. wnen the curinin is about to drop, closing behind it the 19th century, and when a. new con ury Is nbontt D duwn upon us with,we hope. boundless c‘ppirtuuitica [0 continue and enlarge this Company": operations during the incoming century. As ours was the first Mutual L! e Comptu chartered by Canadian Legislature. and is still the nniy purely mutual native life company in Canada. no mere appropriate name could M- rl'lectlid than “The Mutual Life Assurance Company of Cunadnf‘ and he had. therefore. great pleasure in moYing, necpnded by _\V. J. Kidd, BIA“ 031mm. L‘hefioi‘low’ngrres ‘lutionr: “ TBA: this annual general meeting of ' he policylh data of nnoe Comnany hereby expresses in entire com urrtnce in the the Dominion Parliament for the change in me name of ti Assngnnce Con-pan); _of_pa_x_mda, nngthgbnnge of the date of n.-. v... “unuui; aulcsufllucu. ,,,_. W ,___ i ‘ w" With regard to the second stez‘. numuly, tn 1:: s to 3} per ce L. il will be seen that we have fifteen years in which this mm be made. and I may my (hat Ihere will be no difllculty in ac- complishing h 10 it before the expiration of the required time. This mad he done at once. and etfllleave esubsmntial surplus over all liabilities. but this I do not consider necessary under existing circunntanoes. I I am of the opinion that injustice to those policyholdera who either by the terms of their poncies. 0r by den]: or otherwise. withdraw from the Company in the near future, a sudden change in Ibo Reserve should not be made, as these would necessarily be deprived of a fair Ihare of surplus that they won d otherwise receive. On reference to tho Abwraot of Statements for 1899. I find that our, of the 17 Companies report-inglo the Dominion Inaumnce Department. only seven of them value their liabilities upona. 4 per cent. on higher basis. the uther< using the present Government Standard of 4} per cent. for the who 3 or part of their businea“. Our. of the seven referred to. three are new Companion. wilh very little business upon their banks. leaving but four old Companies that have voluntarily ndopied the higher stnndnrd. ()ur position in this respect i=. therefore. very satiu'ggctory. shgwing that the} in ercsh of our policyh wlders are carefully safeguarded. Mr. Geo. Weggnus Menagor,steted that as the President had referred to the legislation 01' I899 effecting the ten erd of Valuation. he defired to say a few words on that subject. Necessarily the premium rates of all comPnnies were required to be edjuwed on this new finndlrd. and nfnrly all Canadian oompun as increased their rates to accord with this change. 0 difllcult wi l. therefore. be experienced in complying with the law. so far as new business is oonceme . As to the business issued prior to Jun. 1900, the change to ihe higher basis may be made in two steps: I. From and utter 1910 all such business must be valued on a 4 per cent. basis, and 2. From and after 1915 on e 3& per cent. basis. The low. therefore. tllowe 15 years in which to bring all the old buninees to the ultimate ltendard of 3} per 09110.. and it. ie not Anticipated that any of the existing Canadian compani :9 Will have. or ought to have, any justground for objecti \n to this important change in the Aer. Five gears 93:: our Directors d_eci e§_i_hat, in View of the declining rate of interest ohtnin- -g- A, "Fifi Ho'sâ€"rs ago our iii-actor's fieciaéa‘lfi‘gnfifi‘nvfiéx" brill”); 6311!: lie on rahâ€"class aeourltle .pu- uuuu w-uugw All un; nut. ning rate of interest obtain- a. auch In: Life Companies were then emvowered to invest in, our “abilities should be computed on 34 per cent. bxsis. which has since then been the Company’s Standard. We have Lherelore.alr‘e \dy taken the first. step in {uifllmen ot the law. which we woufld no} he oompqiled ~to Lake mm] 1910. Mr. B. M. Britten. Q.C.. M.P.. 1nd Vice-President. desired to congratulate the policy- holders on this the 81st birthday of our Most Gracious Majesty the Queen, and on What may he considered the suth lirthday of the Compan . which in very generally admitted to be the Queen of all Canadinnlife Com amen. Thlsis in eed a “ growing time " in Canada. and suave-s peems to be in the air. '1‘ eprogress of the Ontsrio Mutual Life durng1899 was eminently catiefactory. and with a new, appropriate. and more comprehensive name :nd with the new impulse that the rapidly-developing in fustriea and prosperity of Canada nmpurt, we may reasonably expect the business of the current year to fully equal. if not exceed. that of 1899. and that the steady increase which has marked our career in the past may continue to the end of the chi. ter. He noted among other points that the Company's income is over £3,000 per day and t at it pays out in losses over $500 a dag. He expressed the regret 0. Dr. orden in not heinz able to be present. and touched on the ill the Company now has bElOI'O Parliament. Mr. Geol A. Somerville, manager of The Huron 8: Erie Loan and Savings Com any, heart- ily concurred with all t‘nt had been said by previous s enkers in regard to the ii an or. the Secretary and Head Ofilce stafl’. the Superintendent an Agency sum: and thought t at the Company had reason to be proud of such oflicers and agents. VICEPRESIDENTS ADDRESS. In supporting the motion the first VicerPresident. Mr. Alfred Heskin. Q. 0., said that he was pl used to state that the funds or the Company have beun carefully invested by the Board at the est attainable rates. in View of the feet that none but the highest class of secutitios are ecopted. It must be a. source of great sa'isfectlon not on] to *he Company’s policyholders, nt to the agents and all others interested in its future wel ore. to know that the investments 1 the Ontario Mutual Life are admitted to be among the very best. and safest in the Dominion. he year 1899 was a banner year in the history of the Compnnv. and he congratulated the management and :he a enoy slefl‘ upon the success achieved. Ho lmd no doubt that it would continue to be the emb tion of all connec'ed with theinatizution to maintain the high character which the Company enjoys for fun- and honorable dealings not only with its p lloy holders.but with-ell others doing bugngss with it. 7 With regard to increasing the standard of reserve required under the new Insurance Act from (our undo. hnlf per cent. to three and a halt per oen L, I have no hesitnnoy in saying that; twill not trouble The Ontario Mutual Life much to comply with the Lsrme of the Act lung efore the time given; in fact w are it deemed ndviemhie it. could be done at once, or withi 1 a Very short time. and still lc ave A. very handsome surplus. . At the end of the third decade of the Company's history it may be interesting to look back over that period and note the progre e that has been made and what the results have been to for policyholders. On February 15, 1871. the first annual meeting was held. the report show- nu receipts amounting to 31.955.52 and exrendimree $3,482.56, leaving a. balance 0! cash assets 0! .1.i72.95 and disclosing total 38‘ ens oi' 84.74337. W hat. has been accrmpliahed since ma be loaned from the follcwin eumnmry: Total premium income from i870 m 1900. $8,480,!” .81: oath claim: paid. 81,782.84 .ll; endowments and annuities aid. $387,369.“: surplus paid to olloyholdera. $938,247.61. total payment: to policyholders. {$823,917.93 While on January 1. {900, the Company held in reserve for the security of and elonging to its policyholders the lubgtantinl mm or 34.324.030.64. 11 conclusion I foul assured that you will 3 rec with me, that The Ontario Mutual Life has in ital] the elements that conacitute a etron and progressive Compnn . that it has done Well. “not bette r. for its Kolioyholders than any other Comfinny. and at it has received the pact and deserves in t e lu'ure the fullest confidence of t a public. You will be called Iii-oh tareléiétifourâ€"[Hfééiéré ii) Efigfiigé‘e‘oâ€"f' fiBH'irTWi'izs‘ra'éBI W. J. idd. Wm. Snider and R. Melvin, whose term of omoe has expired, but all of whom are elig- blo lor re-eleoslon. R. MELVIN, President. In moving the edepblon of the report, the President said the business was in every reepect ntiefaotory. and exceeds that 011mg other your in the blatory of the Compen \z The mrount of new business issued was 04,761,02 00. an increase over the amount issued in 1898 of $1,000,- 7I.00; the total insurance in force 826,915 441.58, an increase of 83.241.462.20. :1 geiu which mm!) o satisfactory to every poiicyAholder 0! The Ontario, flhd will mo' 0 than compare favorably with other companies in respect to the amount added. The tent of buwiness is nor Hm amount of new insurance issued but the amount added in proportion to l he um ount issued during the your and that previousl} in force. By this test the pzi-«L year wee the meet suiiceestul year in our history. In every other respect that denotes prosperity and stability, the operations of the year were re-cminen :. We added to our inmme. 3127.401.“ ; to our re<erve $812651!) ; to mrpluie $3165 .40; 3" 33:97; and paid $76 850.28 in surplus to p)“0)’h0]d(1‘5. an in- ---» A A. on ma pg 0.... oreé‘vc of‘$l{23_19.58_ bver gmroun'p' pyidrinV 1'593‘ V 7 Our d'n'thrrarter 06?:fiFfie’n’io'SA'fihéHBexow the expectat'on. and was more than met. by {he interest on investments by the sum of $29,145.17 ; the cash surrrnders were $7,529 less Ihrm n 1898,3nd lapse rate in proportion to amount, or insurance issued and in force wcs also much can. he Dominion Parliament for the change in me name of tho Campuny to The Mutual Life sentence Company of Canada. and the change of the date of the annual meeting, and requests at, the members or bank Houses of Parliament win support the passage of the bill." The retiring Directors and Auditor; were re-clected. For some time the accommodation in the office hm been quite inadequate, and an addition hoe been made thereto, sumcient, we think. to meet our requirements for many years. Darin the year we lost by death a much-valued and respected member of the Board. C. M. Taylor. 1'. Taylor wane. member of the Board of Directors and ls: ViCB-I’N‘Fidflnt from the lneoytlon of the Company up till the time of his death, and he will be much missed by his Fel- low- )ireotgre.‘ Mr_.‘\fflliam $nid_er, og Waiperlop, we: appointed 191901.03 iLhig mend. i Mr. George Davidson, who had be. 11 (ne of our an more for Home yenra. and who pt-rform- 0d the duties of that 011108 to the complete smriamcnion of the policyholdern and the Board. resigned his posit'on enri in the year. and the Bourd appointed Mr. A. J. Browntor in his It . In conxoquunce o the study and r?id growth of the C .mpany’s businox. in ha= be- come necessary Eu have u mom.th audit. his 15 now being done, and a reportk submil :ed [0 ‘hefiqm‘d aseaoh meeting. ‘ _ r 7 Interest on our Investmflnta was promptly met; our funds were kept well invested. and the rate of interest did not vary materially from that of 1898. With the increased field fut investâ€" mont which the amended Insuruno: Act, gives. we may for some time continue to earn a mt. they}, equal to fibat parncd at preacnt. App! culiom'numherlng 11.313. for 85,181,162 insurance. \vnre 04.151016. were accepts A and policien issued. and [.1-11 for 3161.250. of policiau in force is 18,819. mununtmg Lo 526.916.44120; the “user amount of Policlel in fgruq i5 84,324,081}; :_ waniumAqnc} 41:}; {it}: The surplus over all liabilities on the Company’s SLandm-d Actuariea' 4 p9;- cent, 3302'. 85528; on the Government. Siandard Hm. 4) MT cent .. $491 394 F0. AL the last. session of th': Dominion Parliament the Government amended the Inqu'nnve Aer, giving much larger acme for the investment of muney. and raising the standard of Re- éorve from 4) per cent. to 3} per cent. Hm. the latter nmendmenito be mdual, and to Le accomplished within flf een years. The amendments we believe to be in L 0 right, diI‘J'liOD. and in the boat interests of policyholders. We have at present a. bill before th' Dominion l’ar- liament. asking our Churtcr to be amended by ohnngin the name of the Company to the M u- tun] Life Assurance Com any of Canada and by chum ng the date or the annual meeting from the _f-_nr§.~h Thuriduj _ln ny_to _t,ho_ {qu: 'i‘hurarlay in Mar 1:. V ton, Q. C. M.P. ; F. C. Bruce. J. K Banal-ville Hon. J. T. Gar-row. A. Mill“, (1.0.; George Moore, sud others. The Ontario Mutual Life Assurance Company. The thirtie'h annual meeting of this growing; Compnny was held in its new and ele ant Board Room on Thurfidn . Ma 251900, atl n m. be nt‘ondance was. ma u-uul. lariO. an the ptooeedings were chamc efizeg by the greatest. harmony and esprit. Tue l'ieside. E, Mr. Rub rt Malvln. of Guelph, occupied the chair. and among those present. in addition to Mr. ’1‘. K. Earl. Superintendent. and the Compan '3 agents. we nociucil Alfred Hoskin. (3.0.; B. M. Brit.- lon, Q. . M.P.;F. C. Bruce. J. Kon- iern. B. A.; E. P. C‘ement W. J. Ki d. B.A. - Geo. A. Hamel-ville Hon. J. T. Garrow. .C.: Wm. Snider. Jfli. Hope. Dr. Webb Rev. Mr. Gilchrist. A. Millar, (3.0.; George Moore, . Mean. George Diebei. Mayor; Frank knight. L. Gmybill, __A .. -__ On motion. Mr. W. H. Riddoll. Secre'ary of the Company. acted as secretary of the meet. ins. and at the raqneat of the President rend Ito Banner Yearâ€"Advancing all Along the Linoâ€"â€"A Most Successful Gatheringâ€"A Policy-Holder’s Company. THIRTIETH ANNUAL MEEWNQ REORjANIZATION OF‘ THE BOARD THE DIRECTORS’ REPORT: CHANGE OF NAME PRESIDENTS ADDRESS. MANAGER'S ADDRESS. VOTES 0F THANKS‘ Ilh Rnherr Melvin President: Mr. Alfred lLBx-Juon. Q. 0.. Li. R. second “re-Presi- res~lution : the Ontario Mutual Life Arum-- prqyidous of thgbilliqow before The Duke of Parma has a larger family than any other Prince in Eur- ope. [By his firs/t wife, a. Princess of Bourbon-Sicily, he had nine children, all 01f whom survive except the eldest7 the lake Princess of Bulgaria. By his second wife, who was a Princess of Bragnnzu., and a sister uf the hereâ€" ditary Grand Dunne-SS of Luxemburg he has nine more children, the young- est dauglner being only just :1 yea). old. He has, therefore, had a family of 18 children, of whom 17 still surâ€" vive Barry Sullivan, the Irish tragedian, was playing in Richard III. some years ago at Shpewsbury. When the actor came to the lines, A horse, a horse! My kingdom for a horse! some one in the pit called out: Yes, responded the tragedian, turn- ing quickly on the interrupter. Please come around to the stage door. van COLORS 0F HOUSES. _ Three German Courts recenthy de- ci-dre‘d that it the Berlin police should judge any particular oolor schemeof a; house to he improper or too gaudy they could order the pai‘nfer to change .it. The usual method of servant train- lng is that girls secure a position first at general housework, ibuu after stumbling through duties never be- fore heard of. and handling foods and utensils the value of which is utterly unknown to them, desert their teach- erâ€"mia‘tress and take a place at high- er wages. Receiving further instruc- tions from the new mistress they leave her also for higher wages and still further instructions elsewhere. This condition of things is a disgrace to the intelligence of housekeepers. The largest blame rests with the mistress, for her intelligence is great- er, and intelligence has its responsi- bilities. Servants themselves are not going to take the trouble or go to this expense of acquiring proper training if they can be just as well remunerated Without. There should be education, first, for the mistress, [or only from that can come education of the maid. A foreman in a foundry or overseer in a building, knows how to do the work of the men under him, otherwise they would slight it, part- ly because he could not recognize good work, and partly because he would not discover faults. Many per- sons have servants only for a part of the time, hence the greater neces- sity for domestic knowledge. The rem- edy for the domestic problem, is the school for domestic science, an insliâ€" tution which brings about the desired. results of making housekeepinga sci- ence, housework a trade. The most successful school for domestic science is simply a well equipped kitchen where about 16 pupils at a time are taught systematic housekeeping. Dadd’g Kidney E1113 \chldn’t a donkey do, Mr DOMESTIC SERVICE PROBLEM is Uric Acid in the blood. Unhealthy kidneys are the cause of the acid being there. If the kidneys acted as they should they would strain the Ux‘ic Acid out of the system and rheuma- tism wouldn't occur. Rheu- matism is a Kidney Dis- ease. Dodd's Kidney Pills have made a great part of their reputation curing Rheumatism. So get at the cause of those fearful shooting pains and stiff, aching jomls. There i. but one sure wayâ€"- THE LARGEST FAMILY PROMPTLY ACCEPTED Sulli- j Oh, yes; Ipresume she’ll break what fhricabx‘ac there is left if we give her !time. Are there no eggs with the ham for breakfast this morning? asked the Ob- servant Boarder. No, replied the Cross-Eyed Boarder; this 1311 ham and eggless breakfast. \Vas the strike a success, Mike? No, begorry, there was nivver a scrimmage jurin’ the whole av it. . Is a procefis conducted by the agency of tight boots all the year round, Corn reaping is best conducted through the agency of Putnam‘s Painless Corn Ex- tractor, the only safe and sure-pop corn cure. Putnam's Extractor is now \gid‘ely imitated Beware of all pnisonous and sore producing substi- lutes. No; they carry their don’t worry clubs around with them. BILLIONS OF BN‘YCLES. It is estimated that about 2,000.000,- 000 bicycim have been made in Eurâ€" ope and America. The Trade Winds Blow strong since Nerviline‘s in the market. pain (-ure. [ts suliduing power is such that relief is almost instantaneous, Try it and be convinced. Nerx'ilineisthe great nerve- 1)’ impaimd- The horse Starts penetrating and pain smiles art objects it sees imperfectly. HORSES REQUIRE LIGHT. To keep a horse in a dark stable is! cruel to the animal and dangerous to its owner. This retina becomel dleadened and more or less useless. and afte-r a lime the sight is serious- and WIN) l028 Nothing seems to disturb the aver‘ age policeman. li-I-s'tii'é C'zltarrh Cure is taken internally, and acts direcLly on the blood and mucous surfaces of th system; @0211 or gg‘svl im'iylifllflh frag. -u n STATE or Omn. (‘z'rr (.F TOLEDO. }‘s LUCAS LovNTY. ' FRANK J. (‘Iumm' makes oath man he is sanior partner of the firm of F. J. CHluNEY & (30.. doing OUNiYIU‘S in the City of Tmedo, County and. S'nte aforebaid, and that said firm will pay the um of ONE HUNIHUCIJ DOL~ LARS for web am every case of CA'l‘ARRH that, cannot; re cured by the use of HALL'S CATARRII CUBE. FRANK J. CHENEY. In Portugal married women retain theu‘ maiden names. Your new servant girl seems to be slow but sure. LOOK TO THE STEP. A person in robust health walks with his toes pointed to the front while one with his health on the wane gradually turns his toes to the side, and a bend is perceptible. Sworn Lo before me afitraubsci'ibed in m presence, this Cth day of December. AD 188 . ; ' ' ‘ ' ' ' ' ' : A. W. GLEASQN! fl Sold by Druggists. 750. Hall’s Family Pill-1 are the best. FOR OVER FIFTY YEARS MRS. WINSLOW'S SOOTHING SYRUP has been used by mothers {or their children teething, It 500 hel the chUd, soften: the gums. allay-4 pain. cures wind colic, Ind ll the best remedy for din-rho: z. 25cm bottle. Sold by nll druggms throughout the world. Be sun And Mk for " Mrs. Winszow'l soothing Syrup." The “ Balmoral,” Frsa Bus :lgfi'gj gr. JAMES’ifioTEL-ig Railway. First-chi! Codimeroial'Hovun. proumntlâ€"Rates modente. - fiodom in: AVENUE 'E-TOUSEâ€" OEY L ON TEA has the reputation of being morfibgregular in quality. Land Packages. 251 so. ‘0, an and Mo ALWAYS A WINNER... ffiwx~mfium ‘ M “M ‘mom‘ / S a “- RUM E 8”” ‘3" Palm Makets. g MONTREAL. < W- ‘m" ““.""~ I‘OMMWWMWQ SEAL Easily Handled. . . N OT EASILY DISTURBED MONTRERL HOTEL DIRECTORY. NO DOUB(D OF IT‘ THAT WA.Q ALL 3.61112. CORN SO\VING FELL FLAT McGiilâ€"Oolleze Avenu Fumin Hotel mu 81. per day. Opposite G‘Tffir. Debt)? two blocks from 0. P: unnuvu U Notary Public. RAMSAY’S PAINTS Walter' 8". Leo. Capital Paid Up, $6,000.00!) Reserve Fund, - I,500,000 George nooderhnm. 1n Vloe-Prh’idenc and Chnirmnn 0! Executive Commi'leeâ€" w. H. Beattv. g::‘2E_ canada Parmanent Building, Tux-10x11) S12. TORONTO- BaAnca Ornamâ€" Winnlpeg, Mam, Vancouver. 8.0., at. John, N}. The Ganada Permanent and Western Canada Mortgage Corporation. NATURAL HEN INCUBAT-‘fll. 100 EGG HATCH ER, costs only $2, I” oonnvgoyion 31; “ lion MoHtééé'l'fi‘d'r‘ciriiB.‘Ofié'wifé; Qfiébec. Lowest price: ever quoted. Fine catalogue Winn. nation: nmiled free. Write us for anything in Music or Musical Instruments. Whazey Royce & co" Toronto. Out. and Winnipeg. Man AG ' Books Rosanne. orn- Camoluc Pray-er “3;”, mm". Rn‘xigious Pictures. Stamury, and Church Ornamonu‘ Educational Worfiknu bylaglrortrlergje‘celv‘e pggmp} Maya. The Dawson Commission 00., Limited, Dar. West-Market & colberno St. Toronto, @ygé‘fig ! Cleaning! Every Town can have a Band ind othgr PR6DUCE. to enm'ro but, re‘ultnqufigfl Carbollc Dl-infectantn. Ooapn, cum meat. Tooth Powders, aim. have b q awarded 100 medals: and diplomas (or :1qu a? excellence. Their regular use prevent imam - ons diseases. Ask your dealer to obtdn I Inpply. Liam mailed free on application. Paulva mum, aces, APPLES! LAW President 2nd Vioe-Pnsidenr, lggnulqg Dlrlclor~ Yesâ€"the best made: They‘re easily handled 3nd «Mi smoothly. evenly. without ntronb or dullness. If you want good color and paints that hut through um and storm. ule made with exactness, from years of experience, with just the pro- per prnportionl of the proper ma- teriala. PAINTS I “Bnmsn Amman: 0mm: 00." Instruments. Drums. Unflorms, Etc Look fqr agent in your mg“. or lend direct F, c. CALVERT & 00., HANCHEOTER -- INOLAND. hart For the very best. lend your work to the QALVERT‘S Mason 5.1!: Iféibi'lh'li E'édJiiSflt'rth Importer and exporter of Raw Furs and Skins. Con- signments solicited. High- est pricel paid for ginslng. H. JOHNSON, 404 St. Paul street. Montreal' FOR SALE. FU RS. FU RS. 52, plan of connluccion $1. A.XICKER3, 0:17”;ny {OFT Barriétera.otc..re and to Wegluglilggsq ‘ioh- monrdfiswc; 'W: . Tarénto. Deposits Received and Interest Allowed Debenturei Issued in Sterling and Cur- rrency. Money to Loan