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"One morning, after a night of esâ€" pecially severe suffering, a friend call- ed to see me, and asked Why I did There is no medicine so well ap- preciated by the old people as Dr. Chase‘s Kidneyâ€"Liver Pills. They re- move the cause of suffering. Mr. R. J. McBain, Niagara. Falls, Ont., a man of eighty years and well known throughout the Niagara district, Writes: “I believe if it had not been for Dr. Chase's Kidneyâ€" Liver Pills I would be in my grave before this. I was very bad with kidney disoase and suffered with dreadful pains in my kidneys. Being disappointed in the use of many ined- !cines, I had almost, given up hopes of ever getting better. Uric acid poison gets into the sysâ€" tem and the result. is much suffering from backache, lumbago, rheumatism and pains in the sides and legs. As old age comes on it is usually the kidneys that first fail to do their duty as lilters of the blood. Old Peopie Everywhere Are Being C Kidney Disease by The size of tiles so that they may have sufficient capacity to} carry off the Water quickly should be carefully considered. The rule is that the ca- pacity of tiles is to each other as- the squares of their diameters. That is a tile two inches in diameter will. carry four times as much water asi a one-inch pipe; one three inches nine times as much. In the earlier days of tile drainage many small tiles were used which worked very‘ well with the average rainfall; but were not able to carry cfl an extra- ordinary rainfall quick enough to preâ€" vent injury to the growing crops. The thing to provide for is the extraor- dinary amount of Water that must be removed if crops are not to sufl'er. Larger tile is now the rule. I thinle most of the tiles laid now are not: less than three inches. In locatinz,r a system of drains the| outlet demands most careful attenfi ticn. It should be ample for the disâ€" charge of a full volume of WatL‘l‘; from the drains and well protected so ' that it will not be obstructed in any Way. If conditions permit a sub-i' stantinl Wall of stone through which ' the discharging tile passes, with the]; opening covered with Wire to preâ€" ‘ vent the ingress of small animals, will be found satisfactory. l The fall required to sécure effective "drainage will depend largely on the skill employed in surveying the line Dr. Chase’s Kidney Lver Pins Free a? Seam At Eghty Yéam When. however, We stop to considâ€" er the extra cost of digging the deep ditch we shall see that it is the most costly. It often costs as much to dig the lust foot in a ditch four feet deep as it did to dig the first three. 01' course in any system of drainage there will he likely to he places where the ditch must be deep in order to get the proper fall; but we think the best authorities do not advocate placâ€" ing the average tile drain more than two and a half to three feet deep. Muck lands that would be likely to settle a good deal after draining Would be an excoptlon. The earlier advocates of tile drainâ€" age favored drains four or five feet deep. It is a. well established fact that the deeper the drain the farther it will drain the water, so at first sight it woyld seem economical to DRAIN DEEP. The pruhlcm of farm drainage is to lower the water table (by which we mean the body of stagnant Water found in all soils at a greater or less distance from the surface), so that it will not. interfere with the growth of crops. Proper drainage leaves the particles of soil full of moisture but the spaces between the particles are free and open for the admission of air So while other materials may serve a, temporary purpose in drainage. tiles are so much superior in point of cost when durability and results are measured; as to hardly admit of (le- voting any space to the discussion of other methods. The problem of farm drainage is to The open ditch obstructs the various forms of tillage and all farm operaâ€" tions. Its first. cost. is expensive as compared with the tile because much more labor must be expended in the digging 01' an open ditch. It, is liaâ€" ble to be partially Iillvd in by the traniping of stock, if the land" is pastured, by the action of frost, and the growth of woods, so that, its use- fulness will be impaired. An ob- structed channel for the free pasâ€" sage of water is a first essential in farm drainage and this can only be secured as a permanent improvement in the covered tile dmip. While open ditches for land drain- age may be necessary and under cerâ€" tain conditions "the only Way;" they must be considered as decidedly ob- jectionable where tiles can be used. The open ditch obstructs the various X!) METHODS OI“ DRAINAGE advocates of tile drainâ€" drains four or five feet a Well established fact drainage is to (by which we not try Dr. Chase's Kidney-Liver Pills. I got a box at once, and took tw0 pills, which was a. rather heavy dose; one pill is plenty at a close. I used them regularly for a. month, and at the gnd of that time was a changed man. _ Dr. Chase’s Kidney-Liver Pills one pill a dose, 25¢ a box at all dealers, or Ednmnson, Bates & Co., Toronto. It is now about five years since I began using this pill, and since that time I have felt as good as I did forty yean ago. I am almost eighty years old, and am free from all disâ€" ease, except rheumatism, and this is mucli better than it used to be beâ€" fore I used this medicine. I recom- mend Dr. Chase's Kidneyâ€"Liver Pills with all my heart to any p'erâ€" son, man or Woman. This is my opinion of these valuable pills, and you may use it fqr‘the benefit of others." To protect die pcrtrai W. Chase. If one is thinking of (2>\'I)011(]ing_r money and labor in drainage it will pay to look into and master all do- taiis as far as practicable. Too often such work is begun in haste, carried TilcS’ShOllld be hard and well burned. Some if exposed to the frost are soft and crumble and are not Worth laying. The water does not enter the tile through the pores to any great. extent, as many suppose, but through the spaces between the tiles. Laid as carefully and closely as may be the water will find its way through the joints or ends. If mistakes are made, grades wrong, a poor tile or carelessly laid, we must remember that if it is buried out of sight the mistake will be ap- parent in the condition of the Land about the obstructed tile. Our out- lay will be without benefit. Unless good tile are Well laid in a properly graded ditch, it is a Waste of money and labor. It is very difficult to locate an abstructed tile. and expen- sive to repair a poorly laid drain. As a, rule, it is wise to employ a skilled man to lay out and level the drains. This work must be done well or the drains will prove a failure. The grading well done, the tiles can be laid by anyone careful and painsâ€" taking. The distance apart of the tile drains will depend on the kind of soil and the depth of the drains. On heavy clays the distance must be less to seâ€" cure good drainage than on soils of loamy, or gravelly character. No fixed rules can be given as to distance, that will always be safe to follow, as soils vary greatly in texture and capacity to retain moisture. Waring says one foot to the hundred feet is desirable, While one half that amount of fall, or six inches in one hundred feet, is quite sufficient, if the execution of the work is carefully at- tended to. and laying the tiles. A very moder- ate fall will answer when the details are attended to Weak, nervous, broken down menâ€"â€" and women, tooâ€"will findmew health and happiness in :1 fair use of Dr. Williams’ Pink Pills. But be sure that you get the genuine with the full name “Dr. \Villinms’ Pink Pills for Pale People” printed on the wrapper around every box. Sold by medicine dealers or sent by mail at 50 cents a box, or six boxes for $2.50, by writing The Dr. Williams Medicine 00., Brockville, Ont. :Something That Will Banish Wor- ‘ ries and Brace up the System. Has it ever occurred to you that you need a. medicine as Mewâ€"not as old men or young men, but, as men ? Are you never conscious that the special wear and tear of life which men sustain need repair '2 Worry wears a man out quicker than work, but worry is not an acoident, it is a symptomâ€"a. symptom of nervous exâ€" haustion. Other symptoms are ner- vous headache; morning laziness, that. makes it difficult to get out of bed; a. weak feeling in the back; inâ€" digestion; breathlessness after slight exertion; irritable temperâ€"perhaps some nerve pain as neuralgia, simi- (‘a or inripient paralysis. Dr. Wil- liams' Pink Pills, as a medicine for men, act directly upon the source of discomfort. They restore manly viâ€" gor and energy, improve the appetite and tone up the nerves and the whole system. Mr. Neil H. McDonald, Estmcre, N.B., is one of the many men who has proved the value of Dr. Williams’ Pink Pills. He says: "I am glad to be able to say that I have found Dr. Williams' Pink Pills all that is claimed for them. I was completely run down; my appetite Was pool‘, and I suffered much from severe headaches. Doctors medicine did not give me the needed relief, so I decided to try Dr. Williams’ Pink Pills. I used only a few boxes when my former health returned, and now I feel like a new man.” protect you against. imigations portrait and signature of Dr. A Chase, the famous receipt boo'c MEDICINE FOR MEN. IN THE BEST WAY. Cured of Chronic When you have put yourself out to do a. kindness and that kindness has been entirely unapprociatcd, how well does this apply: “De good you do, dc tankey (thanks) you get.” When you hear a man call another all sorts of names behind his back, but. in his presence change his maxinte and vocabulary, becoming polite and civil, the proverb applied by the negro is "Bnhind dog, it is dog: be- fore dog. it is Mr. Dog." “’hcn Hwy desire very much to do something- and seek a reason. how- Out of the mixture of philosophy and humor have come many quaint sayings which are as familiar in Juâ€" maica as our own. Some of them are dill‘crently worded Versions of faâ€" miliar~ DJ‘OVCl‘lJS; still others express most aptly that. which we have often thought in many words, but which they have condensed. Have you not heard some one say, “Oh, I don’t, mind her paying me a visit, but I would not have her live with me for the world?” The Jamaica neg-r0 sums this up thus: "Come see me is one ting (thing), come live with me is quite another." Much Humor and Philosophy in Their Quaint Maxims. The Jamaica. negroes have a. lingo of their own. They laconieally exâ€" press thoughts of wisdom which would do credit to King Solomon. ]t is possible that aptitude for making maxims has been inherited from the Spaniards, who occupied the island until the middle of the seventeenth century. Their sayings cannot be compared in literary merit with the beautiful proverbs of the Spaniards, but they are filled with as deep philâ€" osophy, and, added to this, there an- pears therein a keen sense of humor something quite absent in the lingo ()i the American darkies. \ Babies are not naturally troubleâ€" }someâ€"they should be bright, active fand happy and a joy to your home. When baby is troublesome you may depend upon it there is Some of the many minor ailments bothering him. These can all be overcome by the use of Baby’s Own Tablets. Proof of this is given by Mrs. C. L. Marshall, Falkland Ridge, N. S., who says:â€" “I am [31038011 to state that 1 have used Baby’s Own Tablets for my children with great success. I think the Tablets the very best medicine for all the ailments of small children and would recommend them to moâ€" thers who have troublesome babies." Baby’s Own Tablets cure constipaâ€" tion, indigestion. (li;ll'1“l()t‘il, prevent croup, allay irritation at teething There should be. a prescribed sysâ€" tem for the regular watering of all animals on the farm. The belief is more common than it should be that water at long intervals is not only sufficient, but that it is the best way of treating cattle. Of course, this is a mistake, and one that ought, to be apparent to all who give the matter any thought. In the first place, a thirsty state is an unâ€" comfortable state for the animal to be in, and from motives of humanity it should be relieved. It is a condi- tion directly opposed to good diges‘ tion. When thirst is allayed only When it has arrived at a stage of acute sull'ering, an overdose of Wa- ter is taken, and that causes as much injury to the digestive organs as the thirsty condition which it, sup- ercedes. Cattle should, when on dry feed, get water. Repeat the operation, using sand instead of gravel, and the amount of water absorbed by the sand will show the amount of cement to add to the sand. But it must be borne in mind that the cement, and sand mix- ed with water will not fill the same amount of space as before putting toâ€" gether and adding the water. That is, one cubic foot of cement and two cubic feet of sand will not, when mixed witli water, make three cubic feet of mortar. Take of gravel a certain measure and shake it down to compact it; strike on' the top with a. straight edge; then measure Water and pour into gravel until all voids are filled. The water used will show the amount of the mixture of cement and sand that will be required to make a proper concrct‘e. - Cement is coming generally into uso as a substitute for lumber in the building of floors and the erecâ€" tion of silos and other farm buildâ€" ings. The value of the cement strucâ€" ture will depend to u. large extent no- on the proportions in which to 111.2 cement. sand and gravel. The amount of cement to use will depend upon the character of the gravel and sand. and therefore, it is difficult to lay down any hard and fast rule that will exactly serve in all cases. The following is a test or method recomâ€" mended hy the United States Governâ€" ment for ascertaining the right proâ€" portions to use and may be found helpful to those erecting cement structures: on in a haphazard way, and the re- sults are not. satisfactory. TROUBLESOME BABIE S . JAMAICA NEGROES HOW TO MIX WATERING A NIMALS ing generally into ute for lumber in floors and the croc- CEMENT none 01' childhood cure. Sold how- Eda: liol hi1] till you I). us to bew names nut “Mung none at loaf is j Other p nation ar “\\'Iion cc no invite 1 fowl would "n hen 'l'oto want to go to Rio Manâ€" us, little wind come blow him there.” “livery John Crow tink (think) him 1)icl;,-.mniny White” needs no explanation. "Toâ€"day for you, to- morrow for me" takes the place 01‘ our “Ewi'y dog has his day." HOW trite is the saying, “Coitl’ul (deceitâ€" ful) liEv the star apple leaf,” the, said leaf being double-faced, silver on one side, a dull green on the other. “No call alligator long mout (mouth) till you pass him by” would teach us to beware of calling others harsh W h Surplus campany’s Standard 4%, 31,7; and 3 Surpius covernmrmt Standard 43?»; and 3% The val-mus reports having been adopted, the retiring moust rc-elected. After a number of able and tlmughli‘l made by members of the Board, premincnt Policyholdcr others. the meeting adjourned. ’ The Dircvtors mot subscqucnllv anti rc-Lâ€"iocted Mr, Roi Mr. Alfred linskili, K.C., First Vice-President; and the 1 ton. Second Viceâ€"President. of the Conn any for the oimnii (Booklets containing full report, Comprising lists of claims paid. 01‘ securities held, and other interesting and are being; issued and will in due course be distributed am intending insurunuL.) New Assurance Assurance in force Income lowmg Assets .............................. 6,459 Surplus (Company’s Standard) ...... 409 The record of progress during the past 30 figures for each 5 year period: Audited and found correct J. M. SCULLY, 1“.C.A. J. bCULLY, Reserve on Policies in force 4p.c., .3;va All other Liabilities ......... . Debentures and Bonds. Account Value Mortgages ......... .. Loans on Policies Loans on Loun Company stocks Liens on Policies . . Real Estate Additional Assets The F.:ecutive Committee examined all the securities, and compared them with the records, all of which were found correct, and in accordance with the statement herewith submitted. The Manager, Officers and Stuff continue to discharge their respective duties to the satisfaction of the Board. You will be called upon to elect. four 'Directors, in the place or the Hon. Mr. Justice Britten. Francis 0. Bruce, M.P., 3‘. Kerr Fiskcn tmd Cool A. Somerville. Whose term of office has expired, but all of whom are eligible for re-election. On Behalf of the Board, ROBERT MELVIN, President. " " Company's Ham] Office ..... All other items, including Cash in Banks Death Claims .. Mutured Endowments Payments to Annuitzmts Purchasch Policies ......... .. Surplus paid to Poliryholdcrs All SURPLUSâ€"The Surplus of the Company’s standard of valuation 11 $616,633.46, and on Government standard $878,466.00. The. inereuse in Surplus is $117,483.22. During the year the demand for money was active, and the funds were fully invested, at a somewhat better rate of interest. and in a class of securities entirely outside anything of a. hazardous or speculative char- acter. The payments on Principal and Interest. were. unusually well met there being only $5,998 overdue interest at the close of the year most 01 which has since been paid. Premiums (net) Interest, and rents Profit and Loss PAYMENTS TO POLICYHOL’DICRS.â€"The payments to Policyholdcra were: Death Claims $253,586.95; Endowments $122,587; Purchased Poli- cies $31,972.18; Surplus $77,300.28; Annuities 58.274.90; ’l‘otal $498.- 721.31. Expense Account $282,728.43; Total Disbursements $776,449.74. Excrss of income over expenditure $784,620.29. The Cash Assets amount. to‘36,882,953.83; the Total Assets are $7,- The Cash Assets amount to $6,882,953.83; the. Total Asscts are $7,~ 298,552.12, an inerease over 1902 of $838,772.04. LTABILTTIES.â€"Thn total Liabilities are $6,676,224.19, including the requisite reserve of $6,617,714.89 for the security of Policy‘holdm-s, com- puted at 4 per cent., 3:} per cent. and 3 per cent. LEDGER Quauic (3 d hounds c We are pleased to inform you that a most gratifyingr character, and that coss of that of any other year in the plus earnings were such as enabled us scale of distribution to the Policyhold was slightly in advance of that of 19C tion. The Lapses and Surrenders haV time, and for the past your were com}: NEW and OLD BUSINESSâ€"~le a weré 3,518 for $5,173,112, of which 47 Policies issued were 3.333 for $5,011; now in force is. $37,587,551.58, under amount of $3,118,631. INCOME.â€"The not premium inconw, less reinsurance 986,47; Interest and Rents $306,007.48; Profit and Loss Income $1,561,070.03. Your SI Be 1883 1888 1893 1808 1903 187'} 18733 Gentlemen: Your Directors respectful'ly their report, of the busimss for the year the "Financial Statement. duly nud’ltod. The Mutual Life 0‘? Canada Presented to the Annual Meeting of Policyholdcrs Thursday, March 3, 1904. no ‘br_ other payments trivial, Toto \\' TOTAL ASS? Id eat him. 3 (poor) plalnain better 11" is very like our "half a tter than none.” re (2} cents) buy trouble hun- ds can't pay for." - a 16,435 59,277 199,182 393,075 626,208 ockroaclx give dance fowl." Naturally chr I out of their p( verbs that need as follows: Income ble )1 FINANCIAL STATEMENT. .‘..SSETSâ€"-Dcc. 3lst. 19027.7. 56 go widout .him supper trn him own p know if stockings 941 shim: 34TH ANNUAL REPORT Payments to Pol;cyh’d'rs 5 2.687 112,487 Company during PAYMENTS T0 POLT , they say, to Rio Manâ€" : blow hnn Crow tink xhite" needs 493 the Policyholders. a: of that of 1902, but '2, of which 47 for $72,500 were dun 3 for $5,011,390, and the amount. 551.58, under 25,730 policies, being a o expla Auditorl. LEDGER ASSETS chm in) him for )licyholders. as in the past. The death rhte t of 1902, but still much below the expecta- Jers have been gradually decreasing for snmh ‘re comparatively moderate. .â€"--The applications received for new business LIAHI LI'T‘Il-TS t 0- !you run INCOME “Lil horse. Too much of U kindness savers o don in Wmc pocket." “Nanny gom back till him : "One “Of 110 can-y long bag “F0110 nr‘ck." story no it "Ii 51mm rc-L-locterl Mr, Rohort Melvin, President; osidont; and the Hon. Mr. Justice Brltr any for the cum)ng year. mprising lists of death and endowment r interesting and instructive particular: be distributed among policyholders and fir.9hass’s cintmew‘ 31972 77,300 Assets 1) 33 23 142 the pa 34,465 1.39] , in all branches, the buswa was of the new busfimnss Was largely in ex- history of the Company. The Sur- to continue the same very liberal Buckra. 100d 1-. :.tI-I.O 86 ‘61 ori- 190 CYHOLDERS .Ibmit for your consideration dr‘d Decombm' 318:, 1903, with 098 780 920 head crab hole spoil big raca friends .m \rictual 3 493.7 21 .31 282,728.43 er :x'cody choke puppy." (white man) work ncbm‘ fashion Surplus 61( HO. WECENAPI T‘, Md. G43 254,936,47 300,007.48 11k 10,000 31,988 46,504- L149 the milk of of the pump lwrt Melvin, President: Hon. Mr. Justice Br“; 11;: yea!“ death and endowment lil{( 633 lin 1 20 196 directors 1 address (516.635 own in 1903 011.390 019 98 m, you see lizard, nee, was $1,254,- 055 $76.08; Total 76.08 ‘ottor lm seen in Lhé i01- 11] IDDELI nobcr break hole break monkey eat, but ebery $816,633.46 $878,465.67 scratch 1m Secfe tuy $6,932,953.83 109903.82 $6,676 ' new business '(rlim‘d. The of nwurance an imrvuse in OJ 2 0o $1,561,070.08 $7,650,403.57 s 776.440‘74 SOS $6,098,333‘54 Jncr-nw. . 483,512 3,119.65“ 169.971 838,772 El 17,483 the following 3 nodcr dog run for :5 had been agents and were unani- ssurancc money 3,979 7,551 him tie!