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The theory 0! the croakings is that there has been u too rapid expansion and exploitation In Canada, particularly 1!! real estate. 'fioo lunch money has been borrowed. Too "win of it has been mule productive. ‘l‘bl she Balkan war, like every other w. has eaten up great. chunks of capitalâ€"«wiped it- oif the earth. This. of course. has a tendency to cut OR the supply 01 capital available for in. Westment. » Every autumn (when; la a certain amount ,0! money tightm unused by millions of dollars being sent west to pay the farm- ers for their m as they bring them to market. But. this year it is just a little tinhter than usual, and the fear I: that the stringency may last longer. The Town Lot Speculation. That there has been a vast overdoing It, is curious «wt in the list of ten can- didates in “hr, Toronto," only four should be Downtime. Of these fort only two. (lo-taller Foster and Churr-h are regarded as strong “runners.” The task of guessing the'winners is. therefore, more than “anally difiicult. A “High Brow" for Alderman. Of the new Aldermanic material offer- ing the most interesting candidate is Dr. 8. Morley W formerly of the stafl’ of the University of Toronto. but now en- zuged in the leather manufacturing in- dustry. Dr. Winks“, is what. is sometimes called a “hint brow" candidate. Be is s B. A. of Toronto University, Ph. D. of Leipsiz University. and studied also at Vienna. Berlin. Paris and Cambridge. He is prominent in the Canadian Manufao- turers‘ Association and is greatly inter- ested in t;th education. He has written a good daul about the theory of municipal government. but this is his first venture into the {surly-burly of practical politics. The last "high brow" cendida‘te Toronto ‘ had was Sir Edmund Walker. who a few years ago was CW to the Board of Edn- eation. Re W one term. and than mmpfly resired. Why he did so has not. )1 very definitely explained. Groom Getting Nolsy. One is hearing rather nersistem. fore- bodinge these that our “good times" no in autism being checked tempor- nrily. 0f oo‘unm. chem are always a cer- tain number of «makers who {continuous- ly draw a poor mouth. Present forebod- lnga may emanate from them only, but. they seem 1nd. a little mpre numerous then usual. __ _ ‘ 31M "MW Electionsâ€"Are “Good Tlmu" Dramas to a Glose'Iâ€"Hlsh Cost 0! nunsâ€"Toronto's Street Railway. ‘ At the than of writing no candidate in opposition to “3101‘ Hocken has appear- ed on the noel-on. No one in the present Council is prepared to take the plunge. and any 0 popes-t must. therefore, come from outal 9. One man whose name oon- tlnuee to be nus toned as a possible can didate in Dr. rles Sheard, Kormeny Medical Health 0mm: of the city. Dr. .Sheatd la a. mm of independent means and1an independent. turn of mind, Who at one time we accedineg popular as head of the Mal Department on ac- count of the m he used to “talk up" to the Alderman. Since retiring from of- ficial life he has eeveral times threaten- ed to run for aomething. but has always lacked the nerve to so through with in His frlemh am he would give Mayor Hocken a, good run. particularly if he holds off his “didature until the last: week and then makes a whirlwind cam- paign of it. they figure that he would get the nnbt-nemmanw vote, the “Sun- day slides" "to, the Roman Catholic vote. 9. seam of the Liberal vote. he being a, less prominent. Conservative than Mayor Hookah. and even a goodly section of the Orange vote. Even if there in no Mayornlty contest. that does not; n that, New Year’s Day will not be a». ntemeting voting event. Never before has there been such a big field for Board of Control. All the old members are seating reelection and new unit-ants are springing up on all sides. Controller Fm. who has been spoken of as a poale Mnyoralty candidate. will stand on his platform of economy. He may poeaihly head the poll. even in a large field. Controller Church, in his role of being all thing's to all men, will try to glad-hand his way back. Controller McCarthy. the only Liberal elected to the Board last. January. while a disappoint- ment. Vin some gospects on hisyear’gre- INTERESTING BITS 0F GOSSIP FROM TIE QUEER CITY. cord. is a capable man of business Con- troller Magnum another Liberal. who has served out Mr. Hocken‘s unexpired term. has had his taste 0: blood and wants mom. Than there is James Simp- son. running In a Socialist. who may not get elected. but wlll poll a strong vote. drawinnn as he will. lrom labor unions. church work temperance societies. Orange lodges. m of England and Lib- erals. Ex-Oonmncr F. S. Spence,‘ always a. keen student of municipal probEems. and drawing pan the same support as Mr; Simpson with the exception of the lodges). wank t. come back. So does ex- Controller J. J. Ward, another Liberal, labor champion. and Roman Catholic. Ald. O'Neil. another Liberal Roman Catho- lio and personally popular. also has his hat in the ring. Ald. Yeomane, who has made a spook) of water works quea‘ tions. and ex-A . Sweeney. a brother of the Bishop of Mum. completes the list cg the moment._ » IflRflNW cflRRESPflNflENBE NA-DRU-CO‘ x LAXAT NES no but for nursing mother] becausc may do not afloat the rest of the system. Ml'd bmsure. 25¢. a 150: at tour drugglst's. IRVIMIL'MIG AND CKEIIOIL 00. “NADA. LIUITED. The world’s standard of glove perfection. Sultan Amurath IV. strictly pro- hibited its use. Search was made for smokers; tobacco pipes were driven through their cheeks and rolls of tobacco hung as collars around their necks. Thus arrayed they were mounted on asses. facing the tail, and driven through the streets1 as a warning to luster-a af- ter tobacco, to be hanged. Smokers Were Severely Treated as Unbelievers. Tobacco was first carried into Turkey by English sailors, and its use was quickly prohibited. As in Russia, a tradition was discov- ered prohibiting its use by the faith- ful; Mahomet, it was said. had pm- phesied that in future ages some of his followers would smoke, a, herb called tobacco, but these would be unbelievers. Get Nerviline to-day, large fam- ily size, 500.; trial size, 25c.; all dealers or The Catarrhozone 00., Buffalo, N. Y. and Kingfiton, Canada. cured after years of suffering. It is because he feels it his sol- emn duty to tell to the world his faith in Nerviline that Victor P. Hires makes the following declara- tion. “For three yea-rs I was in the Royal Mail service, and in all kinds of weather had to meet the night trains. Dampness, cold, and exposure brought on sciatica‘that affected my left side. Sometimes an attack would come on that made me powerless to work. I was so nearly a complete cripple that I had to give up my job. I was in despair, completely cast down, be- cause the money I had spent on trying to get well was wasted. 1 was speaking to my chemist one day, and he recommended ‘Nervi- line.’ I had this good liniment rubbed on several times a day and got relief. I continued this treat- ment four months and was cured. I have used all kinds of liniments, and can truthfully say that Nervi- line is far stronger, more pene- trating and infinitely better than anything else for relieving pain. I urge everyone with lumbago, neuâ€" ralgia, rheumatism, or sciatica, to use Nerviline. I know it will cure them.” population of Canada. And to support this additional population in towns and cities would require at. least another T,â€" 000.000 people on the land. 80 that. to 00. cupy all the town lots now sub-divided would require a. Canadian population of some 21,000,000 souls. Then the high cost of «living is assum- ing serious proportions. If any person had foretold ten years ago what rents and prices in 1912 would be in Toronto he would have been regarded as crazy. One living- in the country has little idea, of the struggle to make ends meet that goes on in many Toronto homes. where the incomes received would ordinarily be con- sidered quite ndequatg ol the real estate business is undoubto ed. One calculator says that there are a million and a quarter town lots in Gsnada on the market. To put a, family on each of these lots would mean an Ml- ded pogulatlop equal to the ‘wm present. However, no onejfiredicts that there will be any serious break in Toronto’s growth. A Municipal Railway. Toronto's first. experiment in the muni- cipal ownership and operation of street car lines is taking a modest form. A mile or two of railway has been con- structed on Gerrard street east. :1 street which the Street Railway Company re- fused to serve, and which was therefore open to the city to do as it liked with. As there was no other way to develop the district than by a. our line, the city went ahead. The line is now complete, four cars have been placed in operation and the city is more or less securely launched in the street railway business. The fire has been fixed at two cents. or sixtxkets for ten cents. but, of course. to get anywhere passengers have also to pav a fare on the Street Car Company's system. Two other similar stub lines in other districts are also shortly to be opened bv 'the city. There is no exnectation thrt they can be made to pay. The only ques- ation is as to the size of the deficitl The bone of advocates of municipal owner- ship is that the deficit. will not be P0 large as to discourage the city from taking over the Toronto Street Railway when its fran~ chise expires in 1921. We have all read and heard of the agonies of sciatica, but only those who have been tortured by this dread malady can fully appre< ciate what it must mean to we cured after years of suffering. Expected Death From Day to Day Another Case Where Life Was Saved and Health Restored by Nerviline. [PERRIN GLOVES TURKS BANNED TOBACCO. Durability. Home Made Crackersâ€"On baking day take out a pound or so of dough from the quantity prepared for the day’s baking. Do this before you set the dough for the last rising. Work into the reserved portion an even tablespoonful of butter for a cupful of the dough. Knead up- on the board for three minutes to incorporate the butter well. Then with the rolling pin beat the dough Mother’s Waffles.â€"-Two cups of milk, two eggs, three cups of sifted flour, two even teaspoonfuls of bak- ing powder, a saltspoonful of salt, one tablespoonful of melted butter. Sift baking powder and salt three times with the flour. Beat yolks and whites together and very light. Add the milk to these, then the melted butter, lastly the flour. Beat hard for one minute. Rub the waffle irons with salt, then wash and wipe and set at the side of the range for an hour to heat them gradually. Thus “seasoned” they will not adhere to the batter after they are greased well. At the end of the hour move to the front over a hole and grease with lard tied up in a bit of cloth. Try a little ‘of the batter to test the heat before bak- ing a waffle. Cranberry I)umpliugs.-â€"Roll out a layer of dumpling crust, thin; spread thickly with wet cranberries rolled in sugar; roll up, and pinch the edges tightly, and steam one- half hour. Serve with fairy-butter pudding sauce, made as follows: Cream one cupful of pulverized suâ€" gar with one large tablespoonful of butter; then heat lightly together With the yolk of an egg until the mixture is smooth and creamy. Beat the white of the egg to a stiff froth, mix all lightly but thorough- ly; heap the sauce on a. glass dish, sprinkle with nutmeg, and let it stand in a cold place to harden. Arrowroot Pudding.â€"Two cups of boiling milk, three heaping tea- spoonfuls of Bermuda urrowroot wet to a. smooth paste with a. little cold milk, fou-r tnblespoonfuls of white sugar beaten light, with two eggs. Mix the arrowroot paste with the boiling milk, stir threefminutes over the fire; take from t'he‘range and beat in the eggs and sugar. If too stiff.,s’cir in a, little more milk. Turn into a buttered bake dish and bake, covered, for twenty minutes. Then uncover and brown lightly. You mew. if you like, .make a. mer- ingue of the Whites of two eggs and a, little powdered sugar and spread over the surface before drawing the pudding from the oven. In that case leave it upon the upper grat- ing of the oven to color lightly. Eat ice cold with cream. Baked Peasrâ€"Vv ash a pint of split peas and put them in a beanâ€"pot with a tablespoonful of molasses, a, small strip of salt pork, and salt to taste. Cover with hot water, and bake like beans, filling the pot with water as it cooks up. About thgee hours of baking is necessary. 5mm“ Selected Recipes. Chocolate Doughnuts.â€"-Beat two eggs, add one and oneohalf cupfuls of sugar, 1:, small piece of butter, twp squares of (melted) chocolate, one cupful of milk, and one heaping teaspoonful of baking-powder in flour enough to make a soft dough. Fry as usual. Quick-made Soup. â€"â€" Throw into boiling water a handful of tapioca, with salt and pepper, and stir while cooking. Put in a pan 8. large piece of butter, and the yolks of two or three eggs- beaten up in a. little water. Pour in the boiling tapioca. anii {pix violl by stirring. Potato Biscuitâ€"To one cupful of hot mashed potato add one-half cupful of sugar and one yeast-cake dissolved in one-half cupful of warm water. Let the mixture rise. Add one-half cupfu! each of butter and sugar, two eggs well beaten, one teaspoonful of salt, and three and one~quarter cupfuls of flour. Knead the dough and let it rise. Then shape into biscuit and Llet it rise again. Brush Over with sugar and water, and bake in a. moderate oven. A More Economical Plum Pud- ding-Put one cupful of finely chopped raisins in the bottom of a mixingâ€"dish, and mix one cupful of flour with it. Add one cupful of brown sugar, one cupful of suet chopped fine, oneâ€"half teaspoonful each of clove, cinnamon and all- spice, the juice and grated rind of one lemon, Citron to suit, and salt, one eupful of grated carrot, one cupful of grated potato, one tea- spoonful of soda, mixed with the potato. Mix all thoroughly, and steam three hours. Hard or liquid sauce as you please. This tastes much like English plum pudding, but it is far more easily digested. Arrowroot Pudding.â€"Two cups of boiling m‘ilk, three heaping tea- . ,WEWIA the top out slits one-half inch long, as you would for a buttonhole, plac- ling them one inch apart. These Iyou may outline with the button- hole stitch if you wish, although they do just as well if left with a raw edge, and through them run haltinch wide ribbon. matching the color of the kid, or a silken cord of the same color, to draw the mouth of the bag together. Unusual and very attractive are lflowers for the hat that are made from the tops of suede gloves. The tops of a pair of white or colored 1gloves (not black), a spool or fine milliner's wire, a steel knitting needle, and an awl, or very large 'needle, for punching holes, and you lare ready for work._ WWW“ lout into a sheet an inch thick. Roll [it up as you would pastry, and ' . ‘pound flat again. This done, roll ithe sheet out smooth and less than a. quarter of an inch in thickness. *» Cutout with a. small tumbler or cake .Wmm lcutter. Puck around each all the way through with a forkJn several selected Reelpea- places and bake quickly to a, pale Chocolate Doughnuts._Beat two brown. Work the scraps left by eggs, add one and onwhfilf cupfuls the cutter into a sheet and cut out of sugar, 3, small piece of butter. to the last blt. Let them get cold two squares of (melted) chocolate, bf’fore putting into a box lined With one cunful of milk. and one heanimz White Paper" When they have become thor- oughly wet through take out and absorb the superfluous water with a. towel, or by'laying them between blotting paper. While they dry out a little out thin strips of the kid four inches long and wind round the wire for the stems, securing each end with a drop of glue. Make stamens of a striprof kid one-half inch wide and one and a half inches long, cut in quarter-inch slits on one side. Roll this around the end of the stem wire and punching a. hole through the centre of the flow- er portion and calyx. then through the latter. and put a drop of glue in the hole to secure them to the stem. Make the flowers and leaves up into a cluster or wreath for your hat. Beads can be introduced to represent berries. The work is not difficult, but forms delightful amusement for the woman who loves to make dainty things with her fingers. Lay the pattern on the kid. and mark the outline with a knitting needle; do not use a pencil or the marks will show. Then out out very carefully and toss them into a basin of cold water. In a. wreath encircling a natural- colored straw hat wlnte kid was used for the flowers and golden- brown for the lcaves and calyx. A paper pattern having five flower- shaped petals and a simple leaf deâ€" sign having five sections, also a. five-pointed star a little smaller than the flower pattern, were cut out. Theflowers were two and a half inches in diameter. and the o’gher portions cut accordingly, but yep may suit yourself i_n size. There are many uses for the tops of your old kid gloves. Do not con- sign them to the scrap basket be- fore you ’have tried at least. some of the useful and dainty ways to utilize- them. A very lovely little handbag is made from the tops of long kid gloves. Cut the glove tops off as close to the wrist opening as pos- sible, then out the seam off very close. This will give two pieces about six inches wide at the bot- tom and eight inches wide at the top. Lay them together, and cut them eight inches long, or, if that is not, possible, as near to that length as you can. Keeping the widest part for the top lay the piec- es with the right sides together and stitch them on the sewing machine, rounding 011’ the corners at. the bot- tom. One inch and a half from the top out slits one-half inch long, as you would for a. buttonhole, plac- ing them one inch apart. These you may outline with the button- hole stitch if you wish, although they do just as well if left with a raw edge, and through them run haltinch wide ribbon. matching the color of the kid, or a. silken cord of the same color, to draw the mouth of the bag together. _ fig‘gfi‘gTH EjjytPERIAL w Lighted without removing chimney or shade. Inexpensive. Economical. Made in variou ...v vvv. «any "name A‘ gives a clear, steady light, soft am; mellow; the ideal lamp, ac- cqrding to best authorities, for all work requiring close attention or the eyes (far superior to gas and electricity)- w W414 For Sewing and Reading Uses, t0r Old Gloves. TO HONTO IONTRIAL himney or shade. Easy to clean and rewfck. Made in various styles, and for all purpose. on. COMPAgx, Limited HALIFAX The Government of Wurtemberg, Germany, is taking steps to substi- tute auto-bus lines for all the horse traction lines existing ,in the coun- try, and it is now engaged in draw- ing up the plans for the project. The department has already entered into connection with the leading German automobile constructors in order to secure their co-operation in the enterprise. and bids will no doubt be called for in the near fu- ture. At present the department has not made any definite decision in the matter. 0 Lamp CARRIAGE FABIURIESMD. 6 % HRS] MHRIBAEE BONDS J. A. MACKAY & COMPANY and “Easy Foaliet - Money GI r I s I 32‘." :82!“ Wargfl‘evs B sefié Post Card to- day for, how to make LIMATED Royal Bank Banding. TORONTO H. B. Homstm, Manager. Guardian Building. MONTREAL The Rayo is recognized as the best lamp madeo It Earnings, 1911 ...... $162,165 Bond Inuth Charges .. 30.000 SUMMARY 1 Bond "MIC, 24 p. a. of Assets. Bond Interest Earned 5 Tlmu. Net Assets Bond Issue Driving 0'ut Horse Cars. WRITE FOR PARTICULARS EARNINGS: ASSETS I ........ ......82,075,00l) Send II’ once halo-:72 they no all gone. Andras: ED. Box IZ'Vfi.-Mnnlrt-nl. Can. III I LIT WIN [PEG ST. JOHN 31.575413» 0122.455 50mm