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Save Yourseif at our expense PAGE EIGHT Richmond Street Established 1897 J. H. CONN, District Agent, 615 Yonge St., Toronto R.C. MICHAEL, Richmond Hill. Local Representative WILLCOX LAKE BRICK CO. LTD. When Building Enquire About OFFICE: 1 RICHMOND HILL. TEL. 92. The Northern Life Assurance Co. I GET OUR PRICES ON (,EMEA'T xv 031: IT WILL PAY YOU Blocks Made To Order 01' From Our Stock At Yards Don’t try to do the heavy parts of the fam- ily wash. Let us‘help you. This new plant was designed and equipped for that very purpose and can give you as much or little help as you desire by means of five differ- ent kinds of laundry serviceâ€"all moderate- ly priced. We use only soft water and pure soaps, etc. No marking, no starching, and each wash done separately. If you will have laundry ready when driver calls, you will aseist us in giving good service. If you only have driver call when phoned for, Call up as early as convenient to insure brdmpt attention. Phone Orders for Our Driver, Parcels may be left at Liberal Office, Telephone 9, Richmond Hill Lakeside 5280 Send us your name and address NOW for full particulars of this exceptionally attractive plan. Our agent will gladly show you how it will work out to your life-long advantage. "OTICTION ~PW-E‘N'F'PARAMOU NT Every 12 months the holder of a Northern 20â€" Pay Life Coupon Savings Policy receives guar- anteed cash dividendsâ€"dividends that in- crease each year for 20 years. This unusually attractive plan provides the protection your fa_rni1y needsâ€"plus interest [_,_, on rmaney. They-yearly dividends are in the'form of coupons which can be cashed ann- ually~each coupon having a greater cash value than the one preceding. If you prefer not to cash the coupons the policy will be paid- up in 15 instead of 20 yearsâ€"your depend- ents protected without a cent further cost. COUPON SAVENGS Marbelite Brick We Call In Richmond Hill District WEDNESDAY AND SATURDAY CEMENT MIXERS FOR RENT W. H. LEGGE. Manager RESIDENCE NIGHTS & HOLIDAYS LL. TEL. 92. TELEPHONE 2 r 12. MANUFACTURED BY '. S. REAMAN ZO-PAY LIFE 175 Ossington Avenue, Toronto. Richmond Hi1. gLittle Bros. Ford Dealers Well Pleased With New Car “The new Ford is now on display in the large centres of population," said Mr. Little, local Ford Dealer, in com- menting on the recent announcement of an advance showing of the New Car “The big factories of Ford, Ontario, are beginning to produce cars in limit- ed number, but they have not yet swung into the enormous volume of production that will be necessary to satisfy the demand for this extraordi- nary car, and I expect that it will be a few weeks yet before we have a car for display in our own town. es of centemporary car design irrespe- tive of price and incorporating a numâ€" ber of features which have never be- fore been available. “It offers great power, comfort, high speed, flexibility unusual getaway, remarkable road- ability economical operation and rug- ged, simplified construction. It is a car of the highest quality through and through,” he said. “In the meantime," he continued, “I have secured large display pictures showing each of the six passenger modelsâ€"the Tudor Sedan, Fordor Se- dan, Coupe, Sport Coupe, Phaeton and Roadsterâ€"and a supply of catalogues giving full specifications on the cér, and am showing these in my show- room. They afford an idea of the splendid consequence of the' Ford Company’s long and enormous task in designing and perfecting the new car.” “I have seen the car,” said Mr. Littâ€" le, referring to his visit to the branch of the Ford Motor Company at Toron- to, “and it surpasses my greatest exâ€" pectations in every regard. Mr. Little describes the new car as a car of handsome appearance avail- able in a Wide range of color combi- nations, combining all the best featurl The lines of the new Ford are dis- tinctive according to Mr. Little. A Wheel base of 103 1/2 inches, IOWer sus- pension, improved lines, gradefully contoured oneâ€"piece fenders command attention and suggeet speed and stab- ility. But it is in performance that it is most" striking.’ It is capable of more than 60 miles per hour for hours on end, and will hold that speed with- out discomfort to passengers and without injury to the mechanism. It accelerates at a terrific pace and can be made to literally leap forward when the clutch is engaged. It has been driven at more than forty miles per hour in intermediate gear. It maneuvers with great ease, holds the roughest roads at speed, holds on sharp unbanked curves at 45 miles per hour and has a turning radius of only 17 feet. Bodies of the new Ford car are of allâ€"steel construction, and a new type of one-piece steel-spoke wheel em- ploying a drop centre tire and elimi- nating the old fashioned rim and rim clamps is employed, the transmission is selective sliding gear with three forward speeds and one reverse, and the clutch is of a plate multiple dry- disc design, patterened after the fam- ous Lincoln clutch. Rear axle is of the threeâ€"quarter floating design which employs the axle shafts for dri- ving only and does not require them to carry the weight of the car. Final drive is by spiral bevel gear perman- ently adjusted and noiseless. Full“ torque tube drive is used and relieves the springs of all starting and stopping strains. Four wheelâ€" inter, nal expanding, mechanically actuated brakes are employed Throughout the design, ease and quietness of operâ€" ation, great strength and accessibility of all parts, and economical operation have been kept in mind. According to Mr. Little the purpose back of the new car is to provide a small car which will incorporate all light car advantages with the features of com- fort, spud and safety hitherto re- garded as peculiar to heavy and ex- penz'ive machines. The four cylinder powerplant of the new Ford develops 40 horse-power at 2200 revolutions. The S.A. rating for license purposes is 24.03 h.p. This great power has been effected without sacrifice of economy and the new car will give 30 or more miles to th: g:llon, Mr. Little says, through use of a larger cylinder bore and shorter stroke, by static and dynamic balancing of flywheel and crankshaft and by the use of light reciprocating part: and careful balancing of all parts of the new motor is practically vibrationless. The Model -A Ford motor incorporâ€" ates a number of unusual features of design which have been born of years of experiment. Most of these features make for long life. simplified service and more economical maintenance. Lubrication is a combination of pump and splash systems while cooling com- ubines theremo-syphon and pump circ- .ulation of water. The action of the water pump is so designed that it comes into effect after the motor has reached the ideal temperature for en- gine performance, and overcooling at THE LIBERAL, RICHMOND HILL, ONT. low engine speeds or in cold weather is thus avoided. The motor itself is essentially a low-speed motor, devel- oping its maximum power at 2200 r.p. m. This is consistent with establish- ed Ford practice which always has aimed at securing a minimum ambunt of piston travel per mile of road trav- el, with a resultant minimum of strain and wear on moving parts. The motor is set in the frame at an angle of 3 1-3 degrees which affords practically a straightâ€"line drive to, the rear axle. The clutch comprises. four driving and five driven discs which operate without lubrication. Ai feature of the clutch is that on dis; engagement it immediately and com-i. pletely neutralizes the driven discs I with the result that the gearshift lev- ‘ er may be snapped across immediately without fear of clashing gears. Clut- | ches of this type have hitherto been peculiar to high-priced cars. 0 | The transmission, Mr. Little says, departs from conventional light car practice in the use of ball and roller bearings instead of bushings. These bearings make for more satisfactory operation, smoother performance and longer life. The steering gear also is unique in the light car field, being of the irreversible worm and sector type with the worm carried in ball bearâ€" ings. Frontâ€"end weight of the car also 5:, carried on roller bearings whi- ch are placed at the top of the spind- le bolts, resulting in unusual steering ease Transverse semi-elliptic springs are used, and for it Ford engineers claim the follgwing advantages: that the springs contact With the frame at only one point and that at the centre line of the chassis with the result that the chassis is\ subject to no twisting strains even on the worst roads; that it permits full torque tube drive; that it reduces unsprung weight to a mini- mum and improves riding qualities; that the springs haveonly their natu- ral function of absorbing road shocks LIABILITIES ASSETS Notes of the Bank in Circulation ......... Deposits by the Public ........................... Deposits by Other Banks ....................... Letters of Credit Outstanding ............... Total Liabilities to Public. Dividend, Bonus and Unclaimed Dividends ................. Capital Reserve and Undivided Profit ........................... Other Current Loans .......... Bank Premises ............................................ Real Estate, Mortgages and Other AsSets Cash Dominion, Provmcial and Municipal Government Securities and Advances and Other Securities .............................. Call Loans on Securities...... ................. Liabilities of Custamvers under Letters of Credit as per contra Real Estate not Bank Premises ............................ Non-Current Loans ...... ...... . AUDITORS’ REPORT TO THE SHAREHOLDERS We report to the Shareholders of the Imperial Bank of Canada:â€" That we have audited the above Balance Sheet as at October Slst, 1927, and compared it with the books and vouchers at Head Office and with the certified returns from the Branches. We have obtained all the information and explanations that we have required, and in our opinion the trans- actions of the Bank which have come under our notice have been Within the powers of the Bank. In our opinion the Balance Sheet discloses the true condition of the Bank, and is as shown by In our opinion the Balance Sheet discloses the true condition 01 the Bank, and 15 as shown by the books of the Bank. The above Balance Sheet does not include money which has been Set aside by the Shareholders from time to time for the purpose of a. Pension Fund. Toronto, November 18th, 1927 W. WOOst Vice-President (I thes of and Cheques on Other Banks ...... on Hand and in Banks ................................................................ in Central Gold Reserve ............................................................ on deposit with Minister of Finance for Bank Circulation F uhd ...................... CONDENSED BALANCE SHEET AS ON 3lst OCTOBER, 1927 to perform, and that, danger of uneven application of front wheel-brakes is avoided because the front axle is held rigidly at right angles to the centre line of the chassis and there is no possibility of uneven tension upon brake rods. The brakes are of special Ford de- sign and operate on the inner surface of substantial steel drums. All brake parts are cadmium plated as a preâ€" caution against rust and each brake is instantaneously adjustable through manipulation of a small adjusting stud on the exterior of each brake drum. Brake pedal or hand lever will apply all four brakes simultaneously. Sixty per cent of the braking effort is iapplied to the rear wheels and forty per cent to the front wheels. Th new Ford car is completely equipped with five steel spoke wheels, 'Alcmite-Zerk chassis lubrication, four hydraulic shock absorbers, speedomet- er, windshield wiper, rear-view mirr- or, remote door-latch controls, and etc. (There fi are six body models: udor, Richmond Hill OF CANADA Nut, Stove and Egg Coal Delivered in Richmond Hill and vicinity J. Sheardown THURSDAY, DECEMBER 1, 1927 A. B. SHEPHERD, CA., of Peat, Marwick, Mitchell & Co D. McK. MCCLELLAND, F.C.A., of Price, Waterhouse & Co. Fordor, ateon, Coupe, Sport Roads- ter, ea available in a number of col- or op ons. Mr. Little expects tohave Tudor and Phaeton models on display here soon. A test will prove at once whether the eyes ‘are causing that nervous let down feeling. Our most careful ad- vice is yours for the asking. Don’t 'delay. Its dangerous. OPTOMETRIST AND OPTICIAN Eyesight Specialist A. C. HENDERSON PLUMBING AND TINSMITHING Hot Water Heating and General Repairs 'I‘UORNHILL. ONT. 167 Yonge Street, Toronto 2. (Upstairs Opposite Simpson’s) Elgin 4820 .. $ 10,481,390.00 109,014,919.93 2,514,750.37 834,624.29 A. E. PHIPPS, F. E. LUKE $138,899,197JS‘ $122,845,684,s9 $138,899,197.15 $6,945,708.68 21,234,619.72 $55,202,801.63 4,990,342.52 955,486.95 834,624.29 365,642.30 162,694.94 General Manager. $14,538,920.52 3,764,466.66 $28,207,276.12 $6,387,604.52 280,582.75 15,772,929.81 $14.50 342,712.36 9,561,176.58 Best Grade per ton for Ontario