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ACCIDENTSâ€" AND YET MORE ACCIDENTS Supposing someehing happened to YOU. What provision have you made for weeks and perhaps months of medical attention with nothing coming in? Accident Insurance re- lieves financial and physical “Bering 1 Office in the Post Office Block TEL. 118 Richmond Hill Phone 27 Dealers in LUMBER, LATH, SHINGLES ASHPHALT ROOFING, GYPROC. Richmond Hill SHEPPARD & GILL LUMBER 00. Charles Graham AGENT MASSEY HARRIS Farm Implements & Machinery Telephone Maple 1249 Phone 16-r-23 PAINTER & DECORATOR H. FORSTER PHONE 188 THE JONES COAL co. ' FOR COAL 0R woon. . Electrical Repairs Estimates Given Gormley R. R. 2 Agincourt 21-r-21 For sore throat, quinsy, cough, colds bronchitis, croup, laryngitis, and ton- sil sufferers. Use Sybilla Spahr’s Remedy, ggodr quich results: Try it. H. F; AUSTI‘N’S DRUG STORE Richmond Hill â€" Ontario Very Good News :I‘HURSDAY, DECEMBER 4th, 1930 Telephone Stouffville 6116 Wall Paper Supplied if Desired Teacher of Pianoforte REG PETCH COAL COKE or WOOD Phoneâ€"Wii-Iowdale 96W LECUYER & Co. Ltd. Phone 188 Jones Coal Ca. W. No Mabbeté ELECTRICAL CONTRACTOR Farm Stock, Household Furniture Real Estate, Etc. Lifetime Experience Reasonable Terms Phone '53 Thornhill, Ont. A. G. SAVAGE Painting, Papa-hanging and De‘corafin g WORK GUARANTEED Estimates Free A. Taxpayer of The District, Church St. Richmond Hill P. 0. 1Box 32 S. OLIVER POYN’I'Z AVENUE LANSING, ONTARIO LICENSED AUCTIONE'ER VICTORIA SQUARE Hudson Decorators B. R. WOLFREY, Prop. â€"- Automobile â€" Dependable Companies Officeâ€"«Radial Station NORAH TEW Theory and Harmony Studio at Langstaff ELECTRICAL CONTRACTORS Telephone 177 INSURANCE for Richmond Hill Thornhill, Ont. Omtario Lfie Bim’s reddened lin‘s smiled waver- ingly. Suddenly she began to sob. “Oh, poor little Julie! Poor little Julie“ You men are all the same. mm was watch'ifié him steadily with those clear, understanding eyes that seemed to see so much. _ “Why has she gone, Mr. C‘hitten- I’m just going away, and not coming back any more. Don't worry about meâ€"I’ll find happiness somehow. “JULIE” Giles read the letter, and laid it down on the table. His face Was grey; and though he tried to speak, he cogld find no words. l “I’ll come round at once.” It seemed to Chittenham that he had never taken so long to dressâ€"his hands shook so that he bungled every- thingâ€"each moment seemed an eter- nity, and yet in less than three-quart- ers of an hour he was round at the flat. Bim still wore her hat and coat and her calm face and steady eyes looked strained and afraid. She attempted no greeting â€" she just handed him the letter which Julie had left. “Dear Bim, “I am going away. ‘I’m so sick of my life. I have triedâ€"you know I haveâ€"and l’ve failed all round. Sol her For the first timer shook; and broke with a ring of an- guis'h. “Oh. Mr. Chittenham, what does it mean? What can have happened to on meâ€"a. note to be postedâ€"she doeé {not say where she is goingâ€"she just says sh: is got growing back any more." u came back to town early this morning. I hadn’t heard from her for some days, and I was worried. I came up on the early train and I w» in the flat bv halfâ€"past nine, but she had gone. There was a note 19ft fm‘ “I came back to morning. I hadn’t for some days, and I came up on the early “Julie’g gone-â€"” Bim’s voice was very clear and quiet, and yet Its un- derlymg' agltatlon was unmlsiakable. Something had happened to Julieâ€" something terrible â€" something: trag- ic and unalterable Which would never “permit him to see her again. Somethingâ€" “Hullo! hulloâ€"” Bim’s voice at the ’phone again. Tired out as he was, Chittenham never closed his eyes all night, but towards early morning, just as the grey daylight was showing between the curtains he fell into a restless doze, to be awakened almost immedi- ately, it seemed, by the insistent ring- ing of the telephone at his elbow. “Hulloâ€"yes! hullo! who is it?” “Is that you, Mr. Chittenham? Bim Lennox speakingâ€"” “Yesâ€"oh, yes, Miss Lennox.” Giles was fully awake now, and yet the power of thought seemed to have deserted him. Giles wondered what Julie was doâ€" ing. Lying awake perhaps, hating and despising "himâ€"the thought was like a knifeybe'ing turned in his heart. And he was t'ied‘hand and foot by the claims of a helpless Woman who would perhaps walk in darkness for the rest of her life. . . . . It was long after midnight now and there were many motorâ€"cars and taxiâ€" cabs speeding flung the streets, carry- ing people homewards from dances and theatres. Schofield’s reply is to return Julie’s note unopeneti. Later he calls on Chittenham and tells him that Lomâ€" bard has told him of the night that Giles and Julie spent together at St. Bernard. He believes the Worst of Julie. Giles throws Schofield out. So that is what the world believes about the girl he loves! NOW GO ON WITH THE STORY Julie, disillusioned, enters into the wild night life of London to try to drown her anguish. Lawrence Scho- field wants to marry her. Lombard, who had first introduced her to Chit- tenham, demands money from Giles With the threat that if "he is not paid he will tell Schofield that Chittenham and Julie spent the night together on the St. Bernard Pass. Later Julie con- fesses to Chittenham that she loves him. At a Spiritualist seance at Giles’ mother’s house Sadie Barrow, his Wife suddenly goes blind. She calls to him and he responds, revealing the fact that she is his Wife. Julie, who has sent Schofielii away because of her 'love for Chittenham, goes home in despair. Chittenham follows her, but she sends him away and decides she will accept 'Schofield! She goes to Schofield’s hotel. He is out, but she leaves a note for him. ' FIFTEENTH lNSTALLMENT WHAT HAS GONE BEFORE ‘ Giles Chitbenham sets out to make! Julie Farrow love him, intending t0] throw her over in revenge for the suicide of his brother Rodney, whom Julie had cast off. He succeeds, but finds that he has fallen desperately in love with her himself. Then he! discovers that it was not this Julie Farrow, but her cousin of the same name, who had driven his brother to death. But Giles is married, to an‘ American girl named Sadie Barrow, with whom he has not lived for a long time. Sadie unexpectedly turns up in London, at a party at Giles’ moth- er’s house, but both keep silent about their marriage. 3 91y 1% That was so like herâ€"she had been fond of talking extravagantly. ‘ And it must have been the very night she had spent with Chittenham. The other man Wrnt on cheerily. “I never knew her name. but she was a little slip of a. thingâ€"fair, I al- ways like fair womenâ€"eh? I re- member noticing her because she was the only woman in the hotelâ€"a rotten hotel, tooâ€"Tshe had a man with‘herrâ€" a. decent sort of a chap._ I remember he gave me a tip about a new engine ha n “I did it all rightâ€"only I couldn’t get downâ€"the snow was too badâ€"and the Wind!” He remembered how she had shiver- edâ€"“I never heard Wind howl like it did that nightâ€"it was as if the souls of all the damned were up there, sclfaming for mercy.” : He wouId have launched out into a glowing- description of the machine, but thofield cut him short. “Who was the woman who drove a, car up there? I knew one onceâ€"" He broke off with a sharp memory of the reckless wav in Whi"‘1 Julie had boasted to him of her achievement. With an effort he pulled himself to- gether. ' “No. I’ve never been to Switzer- land.” “No! I know every inch of it. Had a tour on a motor-bike there last sum- mer. She was some bike, too! I had a snecial engine fitted to her.” It almost seemed as if Fate was laughing at him again. Whv should this man mention the St. Bernard of all nlaces? “No.” TheM was a curiously sharp nofn in Schofield’s voice. the decanter. i~ “V0n a mnfnriet? No! Never drive vmwselfâ€"Well. I won’t let any one drive meâ€"makes me M nervous as a woman. Though taming about wo- men. I met one onr'e with some pluckâ€" T‘mve a. car un the St; Bernard in a Mizzard‘.‘ Know the road up the St. Bernard ?” } “Glad vnu’re nnf hurt.” he said aft- er a moment. “It was a near shave eh? Bv jove, you gave me a nasty film, I can tell ,vou. I’ve driven fhousands of miles in mv time on mo; tor-bikes and in all sorfq of Tin Lizz- ies, but this is the first time I’vg knocked any (me down. Rotten sen- sation. I aseure Vou! However, as long as vnu’re not hurtâ€"have some more Whisky.” Tho driver of the car stood watch- ing): with kind‘iv. symnat‘nefic eyes. Ha. Wm a big. hulkv man. with a red. hitfefi face that looked as if it had heen exposed to all weathers, and he had a deep, jov'ia'l voice. H0 realised that he had made a fool of himso‘lf, and the realisation Was not “leasant. He mllped down the Whis- 1cv and sorh. and madp m) objection when his glass was refilled. 1 And before 'he could answer 01‘ 1'0â€" <ist. Schofield found himself in a cosy bachelor-looking: room off St. James’ Street with a servant taking? his coat away to be brushed. and his host mix- in0 a stiff whisky and soda. He was dazed and sore. and yet in a wav the shock had brought him back to his senses. |Why can’t you leave us alone if you ‘onlg mean to bring us unhappiness?” At the end of the road he turned blindlv to cross overâ€"he had no set idea in his mindâ€"he did not rare where he went or what became of him. It was only when a warning: shout and the sharp grinding of brakes nen- [etrated his misery that he realised how nearly he had been run over. A win}? ‘of the big car that had almost killnd him, struck his shoulder and sent him down on his 'knees in the greasy marl. “My God. that was a near shave! What the hell do you mean by wan- dering about Piccadilly like that â€" I hope you’re not hurtâ€"No? Sure you’re not? Well. come alont: With me and have a drink. I’ve got a flat not five minutes away.” When he dragged himself up" a’ééih the driver was beside him, anxious, angtv and apologetic. Bitter words which Julie had inad- ‘vertently let drop, little incidents ‘which he himself had subconsciously 1observed. seemed suddenly to fit like pieces of a puzzle into one complete Whole. Chittenham made no reply. He was thinking of that night at the top of the St. Bernard and of the radiant happiness in Julie’s face when she first came to his arms. Then he had been offered a joy too great ever to be re- captured, and, fool-like. he had let the moments pass Without tasting their full realisation. And now, perhaps, he would never see her againâ€"per- haps already she had escaped from him into darkness and silence which he could neither penetrate nor break. After his interview with Chittenâ€" ham, Schofield reeled out into the street from Mvs. Ardron's house like a drunken man. For the moment he was mad with passionate rage and the bitterness of disillusionment. He was in no fit state to listen to reason or to be saner just. As is so often the way with single-hearted people, the first poisoned arrow had taken deadly aim. He had made an idol of Julie, and cruel hands had dragged it down from the pedestal whereon he had set it, and broken it. The depths of his love was also the measurement of his despair and jeal- ousyâ€"he believed the worst of Julie â€"he implicity believed the twisted story told to him by Lombard of that night she had spent with Giles Chit- tenham on the St. Bernard. For weeks he had known that her reckless gaiety was but a blind to cover a great unhappiness. and now he felt like a man who for long has groned in a dark room and has had a blind suddenly jerked up in his face to admit a dazzling light. THE LIBERAL, RICHMOND HILL, ONTARIO on talking as he fetched ‘ “Only that it’s a coincidence, but I know Chittenham. Surprising how small the world is.” 1 “You know him? Really. I like ‘the fellow. He and I sat up togeth- er all that night, talking motors. It was too darned cold to sleep. He knew a lot iabout enginesâ€"he told me ‘We . . . .’ Rim made no answer, and on passwnately, dnven by dread a!_1d ppm, - But his own hope was not very real. He was haunted by the dread 'that some day he would read just such :1- ncthm‘ headline in the papers as that which had announced her "O'J‘Jm’f‘: tragic death. He snent 11' " ‘ 'wvun \n Again Schofield cut in impatiently: “You don’t remember his name? It’s strange, but two people I know did that trip, andâ€"” The other man laughed. “Yes, oddly enough, I ran across him only a day or two agoâ€"Chitten- ham, his name wasâ€"what did you “You mean that night at St. Be: nard?” “People Elon’t take their lives so easily. Julie was never a coward. She’ll come back. . . .” “When we find Julieâ€"" He broke off as Bim turned away. “You don’t believe we shall ever find her,” he accused her angrily. “You’re afraid to admit it, but you believe she ls dead.” Bim Lennox and Chittenham sought everywhere for Julie, Without success. They enquired of every one whom she =had ever known, and searched every spot in London she had ever visited. Chittenham was torn between his anxiety for Julie and his distress for Sadie. He had told Bim the whole story. “I only wish to God I had told yuu before,” he said, when he read the kindly sympathy and understandlng in her eyes. “Yes. You see, weâ€"” Schofield got up suddenly, his face wh‘i_t_e_.u_his eyes imploping. 7 ‘ “Will you swear that this is the truth?” he asked thickly. The other man stared. “Thefltruth? Why, what on earth But before the answer came he knew what it would he; knew just how base and unfounded were Lom- bard’s lies; knew just how cruelly he had misjudged Julieâ€"knew also that with his own hands: he had wilfully brought his last hope of happineSS to the ground and broken it. “Is it true that you and he sat up all that night? Oh, I know I must seem out of my mind to you; but an- swer me. If you know what this means to meâ€"” Toronto, November 19th, 1930. We report to the Shareholdels of the Imperial Bank of Canada:â€" T‘hzt we have examined the above Balance Sheet as at October 3151, 1930, and compared it with the books and vouchers at Head Ofiice and with the certified returns from the anches. We have obtained all the information and explanations that we have required, and in our opinion the trans- actions of the Bank which have come under our notice have been within the powers of the Bank. In our opinion the Balance Sheet disdosa the true condition of the Bank, and is as shown by the books of the Bank. Theabove Bulance Sheetdoesnotindudemoneywhidlhasbemsetasideby'theshueholdus from time to time for the purpose of a Pension Fund. AUDITORS‘ REPORT TO THE SHAREHOLDERS: Commercial Loans and Advances ........................ Bank Premises ......................................................... Other Assets ............................................................. Liabilities of Customers under Letters of Credit FRANK A. ROLPH, Government and Municipal Securities ......... Other Bonds, Debentures and Stocks......... Cashon Hand and in Banlm ................... Cash in Central Gold Reserve .................. Cash on deposit with Minister of Finance Notes and‘Cheques on Other Banks .......... Call Notes of the Bank in Circulation ........................... Deposits by the Public ........................................... Deposits by Other Bangs ....................................... Letters of Credit Outstanding ............................. Dividend, Bonus and Unclaimed Dividends ................................... Capital Reserve and Undivided IMPERIAL BANK President. he went his own OF CANADA CONDENSED BALANCE SHEET Year Ending 31st October, 1939 set him free. But Sadie showed no signs of obliging. She had changed wonderfully since the first shock, and had grown quiet and obedient. She did everything she was told with path- etic eagerness, and she was always gentle and grateful to Giles. Mrder Yam Winter L0vercoat Now tween the nursing home where Sadie was and Bim’s flat. Doris Gardener’s heart gave a queer little tlu'ob of pain whenever Sue thought of Giles Chittenham, and. there were times when she hoped passjqnately that Sadie would die and THE SISTERS OF ST. JOSEPH Richmond Hill, Stop 30 Are opening a class for piano pupils. For particulars apply to We offer you a very wide range of materials from which to choose. We have the latest styles and you are assured of the best of workmanship. Our prices are moderate. Come in and let us show you samples, or just telephone and we will call on you. (Continued Next Week) Supplied 011 Short Notice. WIRE FENCING and CONCRETE CONSTRUCTION CLEANING AND PRESSING A SPECIALTY Furs Remodelled and Repaired GOODS CALLED FOR AND DELIVERED THE SISTER SUPERIOR Phone 5-J LIABILITIES ASSETS Richmond Tailors STONE, GRA VEL SAND AND PEA GRA VEL WALTER BONE & SON n... n... hone Maple 864 J. A. Greene, Residence 49W .......................... $ 8,592,325.“) D. MCK. MCCLELLAND, ROI of Price, Waterhousc 8! Co ....................... $ 15,986,764.03 ........................ 1,250,000.00 of Peat, Mm, Mitchell a C0 iichmond Hill STOVES, STOVE PIPES, HEATERS & FURNACETTES Now is the time to look over your windows. A. E. PHIPPS, General Managcl. GLASS Everything in Hardware Let us tend your wants in GLASS and GLAZING PROMPT SERVICE C. N. COOPER Hardware PAGE SEVEN Jntario