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It’s a solution that allows you to get exactly the kind of space you need. By knocking out a wall and building on, you can not only add an extra room or two, but enlarge 8 kitchen or living room at the same time. A growing number of Canadians are finding that an addition to their present home is filling the bill. a time .when most building isn’t booming, in early spring or late fall. Costs may be con- siderably less if you’re willing to wait for a‘slack time in the industry. It‘s also possible to schedule construction for There are a number of dos and don‘ts to take into consideration before starting; Joe Silver. zoning examiner for the Town of Markham‘s building inspection department. suggests the contractor you choose should be willing to supply the But with mortgage rates at their present high level, you shudder at the thought of trading up to a larger house. And those teen-agers don’t exactly welcome the notion of moving to a strange new neighborhood. It’s got teen-agers playing records in every room, the closets explode outward when you open them, there isn’t a nook or cranny you can find for a quiet cup of coffee. MARKHAM â€" That cute little bungalow you brought your first bundle- of-joy home to is now bursting at the seams. Enlarging a home? Here’s some adVice What should y0ur wnll say? That's for you to decide together with whoever draws It up. To help you give thought in advance to some of the questions that your lawyer (or alternatively in Quebec, your notary) will ask, Sun Life of Canada has prepared a booklet that can assist you in your thinking, It's called "Planning Your Will" and it's yours for the asking. Addreg To get your copy, simply call me or complete and mail the coupon below. Please show me how life insurance can guarantee the realization‘of my plans for my famlly's security, and be sure to bring my copy of "Planmng Your Will", Name INVEST IN YOUR CAREER CGA Become a CthA. It you have the ambition. we have the course for you. You can work while you study toward a nationally recognized accounting designation And over 40 used cars to choose from By Lynda Nykor Pontiac Buick ltd. 9612 Yonge Street Richmond Hill 881-2603 884-4481 ' OVER 180 NEW CARS AND TRUCKS Do you have a will? Phone I. RACCO, C.L.U. Ste. 801. 1183 Finch Avenue West, Downsview, Ontario M3] 2G2 Office: 630-2661 25 Adelaide Street East. Toronto. Ontario MSC 1Y6 (416) 366-6501 For more inIormaIion, conIacI THE CERTIFIED GENERAL ACCOUNTANTS ASSOCIATION OF ONTARIO An addition can’t be approved if the total building is going to take up one-third or more of the lot. Proximity to lot lines is also a factor governed by zoning bylaws. Safety is the important consideration. and if major structural changes will make the dwelling unsafe, the permit won’t be approved. Silver also suggests doing what a number of people have done â€" have a contractor put in foundations and enclosing walls for you. then finish the interior yourself to save money. Once you've chosen a reliable contractor the next step is to have him draw up a plan and submit it to the building inspection office, where the first concern about a proposed addition is whether it contravenes any zoning bylaws. names of five previous customers. Go and examine the work he‘s done for them, Silver says. and ask whether it was satisfactory. Since Markham doesn’t license contractors, this is a wise precaution. If you decide to employ someone from Metro Toronto. of course. he should have a Metro licence number. Ask to see it. As soon as construction is underway it’s the responsibility of both you and your contractor to notify the building in- spector when you’re ready to pour the foun- dations. The inspector intormation Tel: Number omacl But suppose you decide on this bright, shiny, new addition and then find you can‘t afford the price of a contractor? If you decide to put a fireplace in the new room, the Markham building inspection department can give you information on how it should be constructed. Problems with this particular item may not show up for months after completion of the job. so it‘s nice if you know how it should be done. If you’re the handy type that isn’t at all fazed by the thought of knocking out exterior walls, then go ahead and plan to do it yourself. Yoh'll probably ad- vance your contractor a certain percentage of the total agreed-on price so he can purchase materials. But don‘t make the mistake of paying the whole amount till the inspector gives the job a final seal of ap- proval. Hold back some funds till any necessary changes are made. will make a point of being on hand when this phase of the work takes place. There‘s help available from a number of sour- ces. Don't over-look your local library. Tradesmen you buy materials from often know the best ways He‘ll want to make sure the concrete is far enough below ground level to prevent frost damage. an occurrence that can crack and heave walls and cause damage to the whole finished structure. ‘q: “‘ ' _: egg/ENIENT y M B OF M FINANCE PLAN FOR FLOORCOVERINGS HURRY...SALE ENDS AUG 14TH â€"SEE OTHER UNADVERTISED SPECIALS! If, because of these sale pnces an item is sold out during the saleâ€"ask for your “RAIN-CHECK CHARGI' ,3 use them. (While WE MAKE You FEEL RIGHT AT The Sherwin-Williams Companu of Canada Limited {WW House Paint Sale Our best flat latex house paint at once-a-year savings!‘ Long lastingâ€"resists blistering and peeling. Dries in 30 minutes. Soap and water clean-up. A- 1 00 Latex Flat Exterior Paint Top value oil-alkyd gloss house paint for wood and metal. Easy to applyâ€"protects for years. S.W.P. 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SHERWIN-WILLIAMS 10077 YONGE STREET SOUTH - RICHMOND HILL - TEL: 884-3904 ASSISTANTS Mihraconsdtafiononymhnsimssmais * Legal * Real Estate * Bookkeeping 4" Cougar Nylon Brush for Latex Paint Reg. $11.20 Now $1.4 SECRETARIAL SERVICE OPENING We Are Pleased To Announce The The Sherwin-Williams Company of Canada Limited LE-GAL 297-2841 IN THIS AREA OF OUR NEW If you’re thinking about ways and means of financing the project, use the same number and ask for the lending depart- ment. Cyril Ware, loans officer. will be happy to send you information on Whether or not you or your addition qualify for The other. Residential Standards, tells everything you wanted to know but were afraid to ask about the requirements of the Ontario Building Code. A phone call to 781-2451, to the inspection depart- ment, will have them on their way to you. Construction, is a detailed guide to all phases of cor_1§tructing a home. * Reports * Invoicing * General *Cans may be underfilled to allow (or timingâ€"â€" see label for net contents *Cans may be underfilled to allow for tintingâ€" see Label for net contents You could refinance your present mortgage to Banks are another source of financing, and Lynne Russell, manager of a Thornhill branch of the Bank of Montreal, suggests four alter- natives: CMHC funding. Their home improvement loan may be just what you need. 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Avocado, Hollywood Brown and scores of custom tinted colors. gallon* CALL COLLECT 884â€"8766 A home improvement loan, which some homeowners prefer since it requires no appraisal and is not secured by the house. is a practical option. If taken out for less than five years. it appraised value. In this arrangement you. have the option of prepayment with no penalty. THE LIBERAL. Wednesday. Aug. 4. 1976 â€" C-7 Emmi-Maw; w. "T HA - Wu SHERW/N '0' ‘XYEEIOR wooo SURFA‘“ SWP I‘IOUSE PAINT If you‘re unable to qualify for a home im- provement loan and don’t like the idea of adding more mortgaging debt to your house, you might think about a personal loan. These come high, at anywhere from 131/2 to 14.9 per cent. but they do save you the cost of ap praisal and legal fees. costs only 11 5â€"8 per cent FRED CELSIE